Starship Health Savings Account

Starship Health Savings Account Review

Starship Health Savings Account is offered by Brighter Financial Inc, a nonbank financial services provider founded in 2016 and based in Lexington, NC. Starship Health Savings Account are available in 50 states (and Washington, DC).

Key Takeaways

• Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
• $0 monthly fee. This account does not charge any monthly account fees.
• No minimum initial deposit. There is no minimum balance required to open an account online.

Starship savings Pros & Cons

Starship savings FAQ

Are savings accounts from Brighter Financial Inc federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Brighter Financial Inc offer a signup bonus?

Starship savings doesn't offer a signup bonus.

What is the minimum initial deposit for Starship savings?

What APY does Starship Health Savings Account offer?

Starship savings offers a variable APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

What fees does Starship savings charge?

Starship savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

Does Starship savings charge overdraft fees?

What features and perks does Starship savings offer?

This savings account includes the following features:

• Fraud monitoring - Starship savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Starship savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Starship savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Starship savings?

The customer support email for Starship savings is sean@starhiphsa.com.

How do people rate the customer service and user experience of Starship savings?

Overall, Starship savings is strongly recommended based on community reviews that rate customer service and user experience.