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Last Updated: 04/18/2025

Starship Health Savings Account

in Savings Accounts from Brighter Financial Inc

Last Updated: 04/18/2025

Starship Health Savings Account logo
Strongly recommended18 total votes
16 users recommend
1 users are unsure
1 users don't recommend
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Highlights

Community Rating

Strongly recommended

APY (Annual Percentage Yield)

0.01% - 0.05%(Verified 06/21/2024)

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0.01

Number of Reviews

18
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Starship Health Savings Account Review

Starship Health Savings Account is offered by Brighter Financial Inc, a nonbank financial services provider founded in 2016 and based in Lexington, NC. Starship savings are available in 50 states and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Starship savings Pros & Cons

Starship savings FAQ

Are savings accounts from Brighter Financial Inc federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Brighter Financial Inc offer a signup bonus?

Starship savings doesn't offer a signup bonus.

What is the minimum initial deposit for Starship savings?

There is no minimum deposit to open a Starship savings.

What APY does Starship Health Savings Account offer?

Starship savings offers a variable APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

What fees does Starship savings charge?

Starship savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    Does Starship savings charge overdraft fees?

    No, Starship savings does not charge overdraft fees.

    What features and perks does Starship savings offer?

    This savings account includes the following features:
    • Fraud monitoring - Starship savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
    • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
    • Mobile Banking Services - Starship savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

    Can you set up a direct deposit to Starship savings?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Starship savings?

    The customer support email for Starship savings is alane@brighterfinancial.net.

    How do people rate the customer service and user experience of Starship savings?

    Overall, Starship savings is strongly recommended based on community reviews that rate customer service and user experience.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    285 N Talbert Blvd
    Lexington, NC 27292
    (336) 242-9626
    Visit Site
    Email Support

    Hours of Operation

    Sunday

    Closed

    Monday

    9:00AM - 5:00PM

    Tuesday

    9:00AM - 5:00PM

    Wednesday

    9:00AM - 5:00PM

    Thursday

    9:00AM - 5:00PM

    Friday

    9:00AM - 5:00PM

    Saturday

    Closed

    Other Services by Brighter Financial Inc