Starship Health Savings Account Review

Starship Health Savings Account is offered by Brighter Financial Inc, a nonbank financial services provider founded in 2016 and based in Lexington, NC. Starship Health Savings Account is available in 50 states (and Washington, DC).

• Higher than average APY. Starship Health Savings Account has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.01.
• $0 monthly fee. This account does not charge a monthly Service Charge.
• No minimum initial deposit. There is no minimum balance required to open an account.
• Bill pay. Pay your bills to practically anyone in the United States through Brighter Financial Inc.

Are savings accounts from Brighter Financial Inc federally insured?

No, your Brighter Financial Inc savings accounts are not insured by a federal insurance agency. This means that if Brighter Financial Inc were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

Does Brighter Financial Inc offer a signup bonus?

Starship savings doesn't offer a signup bonus.

What is the minimum initial deposit for Starship savings?

What APY does Brighter Financial Inc offer?

Starship savings offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

What fees does Starship savings charge?

Starship savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

Does Starship savings charge overdraft fees?

What features and perks does Starship savings offer?

This savings account includes the following features:

• Fraud monitoring - Starship savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Starship savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Starship savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Starship savings?

The customer support email for Starship savings is sean@starhiphsa.com.

How do people rate the customer service and user experience of Starship savings?

Overall, Starship savings is strongly recommended based on community reviews that rate customer service and user experience.