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Starship Health Savings Account

in Savings Accounts from Brighter Financial Inc

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Starship Health Savings Account

Unaffiliated

in Savings Accounts from Brighter Financial Inc

Net Recommendation Score +50

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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3 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

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Monthly Fee $0
APY (Annual Percentage Yield) 0.01% - 0.05%
APY Minimum Balance $0.01

Starship Health Savings Account Review

Starship Health Savings Account is offered by Brighter Financial Inc, a nonbank financial services provider founded in 2016 and based in Lexington, NC. Starship Health Savings Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. Starship Health Savings Account has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $0.01.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Brighter Financial Inc.
Starship savings Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Online-only account with no access to physical branches.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
Starship savings FAQ

Are savings accounts from Brighter Financial Inc federally insured?

No, your Brighter Financial Inc savings accounts are not insured by a federal insurance agency. This means that if Brighter Financial Inc were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

Does Brighter Financial Inc offer a signup bonus?

Starship savings doesn't offer a signup bonus.

What is the minimum initial deposit for Starship savings?

There is no minimum deposit to open a Starship savings.
Starship Health Savings Account Minimums
Description
APY Minimum Balance $0.01
Minimum Opening Deposit $0
Minimum Required Balance $0

What APY does Brighter Financial Inc offer?

Starship savings offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

What fees does Starship savings charge?

Starship savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

Does Starship savings charge overdraft fees?

No, Starship savings does not charge overdraft fees.

What features and perks does Starship savings offer?

This savings account includes the following features:

  • Fraud monitoring - Starship savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Starship savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Starship savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Starship savings?

The customer support email for Starship savings is sean@starhiphsa.com.

How do people rate the customer service and user experience of Starship savings?

Overall, Starship savings is strongly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About Starship Health Savings Account

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $0.01
Minimum Opening Deposit $0
Minimum Required Balance $0
Early Account Closure $0
Monthly Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Debit Card
  • Member FDIC
  • Online-Only Account
APY (Annual Percentage Yield) 0.01% - 0.05%

Starship Health Savings Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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