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Last Updated: 04/18/2025

Valdosta Teachers' FCU Traditional IRA Account

in Savings Accounts from Valdosta Teachers' Federal Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

N/A


Minimum Opening Deposit

$0

Minimum Balance to Earn APY

N/A


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Valdosta Teachers' FCU Traditional IRA Account Review

Valdosta Teachers' FCU Traditional IRA Account is offered by Valdosta Teachers' Federal Credit Union, a credit union founded in 1958 and based in Valdosta, GA. Valdosta Teachers' FCU Traditional IRA Account are available in 50 states and Washington, DC.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly fee of $0.833.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Valdosta Teachers' FCU Traditional IRA Account Pros & Cons

Valdosta Teachers' FCU Traditional IRA Account FAQ

Are savings accounts from Valdosta Teachers' Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Valdosta Teachers' Federal Credit Union offer a signup bonus?

Valdosta Teachers' FCU Traditional IRA Account doesn't offer a signup bonus.

What is the minimum initial deposit for Valdosta Teachers' FCU Traditional IRA Account?

There is no minimum deposit to open a Valdosta Teachers' FCU Traditional IRA Account.

What APY does Valdosta Teachers' FCU Traditional IRA Account offer?

Valdosta Teachers' FCU Traditional IRA Account is not an interest-bearing account.

What fees does Valdosta Teachers' FCU Traditional IRA Account charge?

This account charges a monthly service fee of $0.833.
  • Outgoing domestic bank transfers come with a $15.00 fee.
  • Incoming domestic bank transfers come with a $10.00 fee.
  • Outgoing international bank transfers come with a $30.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10.00 fee.
  • An overdraft on your account will trigger a $35.00 fee per item.
  • Valdosta Teachers' FCU Traditional IRA Account charges $2.00 every time you request a paper statement.

Does Valdosta Teachers' FCU Traditional IRA Account charge overdraft fees?

Yes, Valdosta Teachers' FCU Traditional IRA Account charges a $35.00 overdraft fee.

What features and perks does Valdosta Teachers' FCU Traditional IRA Account offer?

This savings account includes the following features:

    Can you set up a direct deposit to Valdosta Teachers' FCU Traditional IRA Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Valdosta Teachers' FCU Traditional IRA Account?

    The customer support email for Valdosta Teachers' FCU Traditional IRA Account is info@valdostateachersfcu.org.

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    Contact

    Headquarters

    102 E Force St
    Valdosta, GA 31601
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 5:00PM
    Tuesday
    10:00AM - 5:00PM
    Wednesday
    9:00AM - 5:00PM
    Thursday
    9:00AM - 5:00PM
    Friday
    9:00AM - 5:00PM
    Saturday
    Closed

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