Last Updated: 04/18/2025
West Virginia Central FCU Premium Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
1.05% - 1.75%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $2,000
Minimum Balance to Earn APY
$2,000
West Virginia Central FCU Premium Savings Account Review
West Virginia Central FCU Premium Savings Account is offered by West Virginia Central Federal Credit Union, a credit union founded in 1969 and based in Parkersburg, WV. West Virginia Central FCU Premium Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 1.75%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Large minimum initial deposit. You need a minimum deposit of $2,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. West Virginia Central FCU Premium Savings Account does not charge fees on ATM transactions .
West Virginia Central FCU Premium Savings Account Pros & Cons
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West Virginia Central FCU Premium Savings Account FAQ
Are savings accounts from West Virginia Central Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does West Virginia Central Federal Credit Union offer a signup bonus?
West Virginia Central FCU Premium Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for West Virginia Central FCU Premium Savings Account?
The minimum deposit to open a West Virginia Central FCU Premium Savings Account is $2,000.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $2,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does West Virginia Central FCU Premium Savings Account offer?
West Virginia Central FCU Premium Savings Account offers a variable APY starting at 1.05% and ranging up to 1.75% (APY stands for annual percentage yield, rates may change). This is much higher than the national average rate for savings accounts.
What fees does West Virginia Central FCU Premium Savings Account charge?
West Virginia Central FCU Premium Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does West Virginia Central FCU Premium Savings Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - West Virginia Central FCU Premium Savings Account allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to West Virginia Central FCU Premium Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for West Virginia Central FCU Premium Savings Account?
The customer support email for West Virginia Central FCU Premium Savings Account is service@wvccu.org.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 5:30PM
Saturday
8:00AM - 12:00PM