Zions Bank® Savings Account Review

Zions Bank® Savings Account is offered by Zions Bancorporation, a bank founded in 1873 and based in Salt Lake City, UT. Zions Bank® Savings Account is available in 50 states (and Washington, DC).

Are savings accounts from Zions Bancorporation federally insured?

Yes, your Zions Bancorporation savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Zions Bancorporation offer a signup bonus?

Zions Bank® Savings Account doesn't offer a signup bonus.

What is the minimum balance for Zions Bank® Savings Account?

What APY does Zions Bancorporation offer?

Zions Bank® Savings Account offers an APY of 0.03% (APY stands for annual percentage yield, rates may change).

What fees does Zions Bank® Savings Account charge?

This account charges a monthly maintenance fee of $3. However, you can waive the monthly fee if you have a minimum daily balance of $200. Avoid the monthly fee by setting up a direct deposit of at least $25.You can also waive the fee by keeping a combined balance of $200.

• Outgoing domestic bank transfers come with a $25 fee.
• Incoming domestic bank transfers come with a $15 fee.
• Outoing international bank transfers come with a $41 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Incoming international bank transfers come with a $18 fee.
• Zions Bank® Savings Account charges a $10 fee for an early account closure. Contact Zions Bank® Savings Account for more details on what is considered an early closure.
• Zions Bank® Savings Account charges $5 every time you request a paper statement.