SuperMoney 
  BankAmericard Cash Rewards Credit Card for Students

BankAmericard Cash Rewards Credit Card for Students

in Student Credit Cards from Bank of America

Unaffiliated

BankAmericard Cash Rewards Credit Card for Students

Unaffiliated

in Student Credit Cards from Bank of America

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend BankAmericard Cash Rewards Credit Card for Students to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 15.99% - 25.99%
Balance Transfer APR  (Variable APR) 15.99% - 25.99%
Credit Score Range 600 - 850

BankAmericard Cash Rewards Credit Card for Students Review

Who is BankAmericard Cash Rewards Credit Card for Students designed for?

BankAmericard Cash Rewards Credit Card for Students is a credit card issued by Bank of America. 

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

What are the relevant APRs for BankAmericard Cash Rewards Credit Card for Students?

BankAmericard Cash Rewards Credit Card for Students has a variable purchase APR that ranges from 15.99% up to 25.99% .

The card has a variable balance transfer APR that ranges from 15.99% up to 25.99% .

It also has a variable cash advance APR that ranges from 18.99% up to 26.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does BankAmericard Cash Rewards Credit Card for Students have an introductory APR offer?

Yes, BankAmericard Cash Rewards Credit Card for Students offers an introductory APR rate on balance transfers of 0%

This card does offer an introductory APR rate on new purchases of 0%

BankAmericard Cash Rewards Credit Card for Students Rates & Terms
Purchase APR 15.99% - 25.99%
Balance Transfer APR 15.99% - 25.99%
Cash Advance APR 18.99% - 26.99%
Penalty APR 29.99%

What are the BankAmericard Cash Rewards Credit Card for Students fees?

The following fees apply to BankAmericard Cash Rewards Credit Card for Students:

  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $28.

Does BankAmericard Cash Rewards Credit Card for Students have a foreign transaction fee?

BankAmericard Cash Rewards Credit Card for Students charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

BankAmericard Cash Rewards Credit Card for Students Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $28
Late Payment Fee $39

Is there a BankAmericard Cash Rewards Credit Card for Students cash back or rewards program?

BankAmericard Cash Rewards Credit Card for Students offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Drug Stores
  • Every Purchase
  • Gas
  • Groceries
  • Home Improvement
  • Restaurants
  • Warehouse Clubs

Does BankAmericard Cash Rewards Credit Card for Students have a signup bonus?

Yes, BankAmericard Cash Rewards Credit Card for Students offers card users a signup bonus worth up to $200 after spending $1000.

Does BankAmericard Cash Rewards Credit Card for Students offer an annual loyalty bonus?

BankAmericard Cash Rewards Credit Card for Students doesn't offer a cash loyalty bonus.

What are the BankAmericard Cash Rewards Credit Card for Students benefits?

BankAmericard Cash Rewards Credit Card for Students provides the following benefits:

  • Free Credit Score
  • Extended Warranty Protection
  • Fraud Liability
  • No blackout dates when redeeming miles
  • Reports to major credit bureaus

Does BankAmericard Cash Rewards Credit Card for Students report your account activity to credit bureaus?

BankAmericard Cash Rewards Credit Card for Students reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for BankAmericard Cash Rewards Credit Card for Students

  • Visit the Bank of America .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
No Annual Fee  
No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount $39
Minimum Interest Charge $1.50
Returned Payment Fee $28
Co-signing Allowed  
Customer Type Student
Minimum Age 18
Card Network
  • Mastercard
Card Type
  • Cashback
  • Rewards
  • Student
  • Zero Percent
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
Extended Warranty  
Fraud Liability  
Free FICO Score  
Bonus Rewards Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
No Blackout Dates  
Rewards Categories
  • Drug Store Purchases
  • Every Purchase
  • Gas
  • Groceries
  • Home Improvement Purchases
  • Restaurants
  • Warehouse Clubs Purchases
Signup Bonus $200
Cash Advance APR (Variable APR) 18.99% - 26.99%
Purchase APR (Variable APR) 15.99% - 25.99%
Introductory Rate 0%
Penalty APR 29.99%
Balance Transfer APR (Variable APR) 15.99% - 25.99%
Introductory Rate 0%

Be the first to rate

 

Would you recommend BankAmericard Cash Rewards Credit Card for Students to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Student Credit Cards

Deserve Edu Mastercard for Students
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

Bank of America Student Credit Cards

Product

Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Bank of America® Travel Rewards for Students
Annual Fee $0 Annual Fee
Purchase APR 16.99% - 24.99%
(Variable APR)
    12% 26% Variable APR
Balance Transfer APR 16.99% - 24.99%
(Variable APR)
    10% 26% Variable APR
Credit Score Range 600 - 850     600 850
BankAmericard® Credit Card for Students
Annual Fee $0 Annual Fee
Purchase APR 14.99% - 24.99%
(Variable APR)
    12% 26% Variable APR
Balance Transfer APR 14.99% - 24.99%
(Variable APR)
    10% 26% Variable APR
Credit Score Range 600 - 850     600 850