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  BankAmericard Cash Rewards Credit Card for Students

BankAmericard Cash Rewards Credit Card for Students

in Student Credit Cards from Bank of America

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BankAmericard Cash Rewards Credit Card for Students

Unaffiliated

in Student Credit Cards from Bank of America

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 13.59% - 23.49%
Balance Transfer APR  (Variable APR) 13.49% - 24.49%
Credit Score Range 600 - 850

BankAmericard Cash Rewards Credit Card for Students Review

Who is BankAmericard Cash Rewards Credit Card for Students designed for?

BankAmericard Cash Rewards Credit Card for Students is a credit card issued by Bank of America. 

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

What are the relevant APRs for BankAmericard Cash Rewards Credit Card for Students?

BankAmericard Cash Rewards Credit Card for Students has a variable purchase APR that ranges from 13.59% up to 23.49% .

The card has a variable balance transfer APR that ranges from 13.49% up to 24.49% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does BankAmericard Cash Rewards Credit Card for Students have an introductory APR offer?

Yes, BankAmericard Cash Rewards Credit Card for Students offers an introductory APR rate on balance transfers of 0%

This card does offer an introductory APR rate on new purchases of 2%

BankAmericard Cash Rewards Credit Card for Students Rates & Terms
Purchase APR 13.59% - 23.49%
Balance Transfer APR 13.49% - 24.49%
Penalty APR 29.99%

What are the BankAmericard Cash Rewards Credit Card for Students fees?

The following fees apply to BankAmericard Cash Rewards Credit Card for Students:

  • There is no annual fee.
  • A late payment penalty of up to $38.

Does BankAmericard Cash Rewards Credit Card for Students have a foreign transaction fee?

BankAmericard Cash Rewards Credit Card for Students charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

BankAmericard Cash Rewards Credit Card for Students Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Late Payment Fee $38

Is there a BankAmericard Cash Rewards Credit Card for Students cash back or rewards program?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Gas
  • Groceries

How to apply for BankAmericard Cash Rewards Credit Card for Students

  • Visit the Bank of America .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 25
Annual Fee $0
No Annual Fee  
Returned Payment Fee Starting at $38
Minimum Interest Charge $1.50
Late Fee Amount $38
Foreign Currency Transaction Fee 3%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 600 - 850
Customer Type Student
Extended Warranty  
Rewards Categories
  • Gas
  • Groceries
Purchase APR (Variable APR) 13.59% - 23.49%
Penalty APR 29.99%
Introductory Rate 2%
Balance Transfer APR (Variable APR) 13.49% - 24.49%
Introductory Rate 0%

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