Who is this credit card designed for?

Journey Student Rewards From Capital One is a credit card issued by Capital One, which is based in Richmond, VA, and was established in 1988.

Journey Student Rewards From Capital One is designed for people with a credit score of 640 to 720. It's perfect for consumers looking for a card without an annual fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

What are the relevant APRs?

Capital One charges a variable APR on new purchases of 24.99%. Balance transfer APRs, which are also variable, start at 20.74%.

Is an introductory APR offer available?

No, Journey Student Rewards From Capital One does not come with an introductory APR offer.

What are the fees?

The following fees apply to Journey Student Rewards From Capital One:

  • A late payment penalty of $35.
  • There are no foreign transaction fees

Is a rewards program offered?

Journey Student Rewards From Capital One offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

No, Journey Student Rewards From Capital One doesn't offer a cash signup bonus.

What additional benefits are offered?

Journey Student Rewards From Capital One provides the following benefits:

  • Free FICO score
  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Travel insurance

  • Credit Score Range
    640 - 720
  • Minimum Age
  • Customer Type
  • Grace Period / Deferred Interest
  • Late Payment Penalty
  • No Annual Fee
  • No Foreign Transaction Fee
  • Card Type
    • Student
    • Rewards
  • Card Network
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Travel Insurance
  • Cashback
  • Rewards Categories
    Every Purchase
  • Balance Computation
    average daily balance
  • Purchases APR (variable)
    Starting at 24.99%
  • Balance Transfer APR (variable)
    Starting at 20.74%
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