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Journey Student Rewards From Capital One

in Student Credit Cards

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Journey Student Rewards From Capital One

Unaffiliated

in Student Credit Cards

SuperMoney Net Recommendation Score -20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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2 users recommend
0 users are unsure
3 users don't recommend
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Overview

Who is this credit card designed for?

Journey Student Rewards From Capital One is a credit card issued by Capital One, which is based in Richmond, VA.

Journey Student Rewards From Capital One is designed for people with a credit score of 640 to 720. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

What are the relevant APRs?

Capital One charges a variable APR on new purchases of 24.99%. Balance transfer APRs, which are also variable, start at 20.74%.

Is an introductory APR offer available?

No, Journey Student Rewards From Capital One does not come with an introductory APR offer.

What are the fees?

The following fees apply to Journey Student Rewards From Capital One:

  • A late payment penalty of $35.
  • There are no foreign transaction fees

Is a rewards program offered?

Journey Student Rewards From Capital One offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

Journey Student Rewards From Capital One doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Journey Student Rewards From Capital One doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Journey Student Rewards From Capital One provides the following benefits:

  • Free FICO score
  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Travel insurance

 

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Feature Breakdown

Annual Fee
$0
Grace Period / Deferred Interest (Months)
25
No Annual Fee
Foreign Currency Transaction Fee
0%
No Foreign Transaction Fee
Late Payment Penalty
$35
Minimum Age
18
Credit Score Range
640 - 720
850 300 640 720
Customer Type
Student
Card Type
  • Student
  • Rewards
  • Cash Back
Card Network
  • Visa
Free FICO Score
Fraud Liability
Car Rental Insurance
Extended Warranty
Travel Insurance
Flight Insurance
Emergency Support
Rewards Categories
  • Every Purchase
Every Purchase
1%
Purchases APR
Starting at
24.99%
Balance Computation
average daily balance
Balance Transfer APR
Starting at
20.74%

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