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Journey Student Rewards From Capital One

in Student Credit Cards

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Journey Student Rewards From Capital One

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in Student Credit Cards

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2 users recommend
0 users are unsure
3 users don't recommend
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Overview

Who is this credit card designed for?

Journey Student Rewards From Capital One is a credit card issued by Capital One, which is based in Richmond, VA. 

Journey Student Rewards From Capital One is designed for people with a credit score of 640 to 720. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks. Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

What are the relevant APRs?

Journey Student Rewards From Capital One has a variable purchase APR starting at 24.99%.

The card has a variable balance transfer APR starting at 20.74%.

Is an introductory APR offer available?

No, Journey Student Rewards From Capital One does not come with an introductory APR offer.

What are the fees?

The following fees apply to Journey Student Rewards From Capital One:

  • A late payment penalty of $35.
  • There are no foreign transaction fees

Is a rewards program offered?

Journey Student Rewards From Capital One offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

Is a signup bonus offered?

Journey Student Rewards From Capital One doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Journey Student Rewards From Capital One doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Journey Student Rewards From Capital One provides the following benefits:

  • Free FICO score
  • Car rental insurance
  • Emergency support
  • Extended warranty
  • Flight insurance
  • Fraud liability
  • Travel insurance

 

Our student credit cards guide covers student credit cards in much greater detail. Discover which cards fit you best, what cards you are eligible for and what perks they offer. Learn about various rates, terms and find out what to look for in your next student credit card.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 25
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Late Payment Penalty $35
Minimum Age 18
Credit Score Range 640 - 720
850 300 640 720
Customer Type Student
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Free FICO Score  
Every Purchase 1%
Rewards Categories
  • Every Purchase
Purchase APR (Variable APR) Starting at 24.99%
Balance Computation average daily balance
Balance Transfer APR (Variable APR) Starting at 20.74%

Reviews

 
 

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