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  Journey® Student Rewards from Capital One®

Journey® Student Rewards from Capital One®

in Student Credit Cards from Capital One

Claimed

Journey® Student Rewards from Capital One®

Claimed

in Student Credit Cards from Capital One

SuperMoney Net Recommendation Score -20% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

2 users recommend
0 users are unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Annual Fee $0
Purchase APR  (Variable APR) 26.46%
Balance Transfer APR  (Variable APR) 26.46%
Credit Score Range 640 - 720
Number of Reviews 5

Journey® Student Rewards from Capital One® Review

Who is Journey® Student Rewards from Capital One® designed for?

Journey® Student Rewards from Capital One® is a credit card issued by Capital One. 

Note that this card is designed for students. This means students can apply for the card even though they don't have much of a credit history.

What are the relevant APRs for Journey® Student Rewards from Capital One®?

Journey® Student Rewards from Capital One® has a variable purchase APR of 26.46%.

The card has a variable balance transfer APR of 26.46% .

It also has a variable cash advance APR of 26.46% .

Does Journey® Student Rewards from Capital One® have an introductory APR offer?

No, Journey® Student Rewards from Capital One® does not come with an introductory APR offer for balance transfers.

Journey® Student Rewards from Capital One® does not offer an introductory rate on new purchases.

Journey® Student Rewards from Capital One® Rates & Terms
Purchase APR 26.46%
Balance Transfer APR 26.46%
Cash Advance APR 26.46%

What are the Journey® Student Rewards from Capital One® fees?

The following fees apply to Journey® Student Rewards from Capital One®:

  • There is no annual fee.
  • A late payment penalty of up to $39.

Does Journey® Student Rewards from Capital One® have a foreign transaction fee?

Journey® Student Rewards from Capital One® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Journey® Student Rewards from Capital One® Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%
Late Payment Fee $39

Is there a Journey® Student Rewards from Capital One® cash back or rewards program?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Every Purchase

What are the Journey® Student Rewards from Capital One® benefits?

Journey® Student Rewards from Capital One® provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

Does Journey® Student Rewards from Capital One® report your account activity to credit bureaus?

Journey® Student Rewards from Capital One® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Journey® Student Rewards from Capital One®

  • Visit the Capital One .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) 3%
Cash Advance Fee Minimum $10
Late Fee Amount $39
Customer Type Student
Minimum Age 18
Card Network
  • Mastercard
Card Type
  • Cashback
  • Student
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Travel Accident Insurance
  • Travel Assistance
Emergency Support  
Extended Warranty  
Flight Insurance  
Fraud Liability  
Free FICO Score  
Travel Insurance  
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 26.46%
Purchase APR (Variable APR) 26.46%
Balance Computation average daily balance (including new transactions)
Balance Transfer APR (Variable APR) 26.46%

Journey® Student Rewards from Capital One® Community Reviews

 

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