Overview

Who is this credit card designed for?

KeyBank College Rewards is a credit card issued by KeyBank National Association, which is based in Cleveland, OH. 

A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

KeyBank College Rewards has a variable purchase APR starting at 11.99%.

Is an introductory APR offer available?

No, KeyBank College Rewards does not come with an introductory APR offer.

What are the fees?

The following fees apply to KeyBank College Rewards:

• A late payment penalty of $35.
• A returned payment fee of $35.
• An overlimit fee of $10.
• A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% commission. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

KeyBank College Rewards offers a rewards program to its customers.

Is a signup bonus offered?

KeyBank College Rewards doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

KeyBank College Rewards doesn't offer a cash loyalty bonus.

What additional benefits are offered?

KeyBank College Rewards provides the following benefits: