Features

Who is the State Farm Student Visa Designed For?

The State Farm Student Visa is designed for college students with poor or no credit who are looking for a basic, low-cost credit card to build or repair their credit score.

What are the Interest Rates for the State Farm Student Visa?

Interest rates for purchases and balance transfers vary from 11.24% to 18.24% depending on the student's credit score. These are competitive rates for a card that accepts applications from students with no credit or poor credit. Cash advances have a higher interest rate of 20.24%.

What Are the Fees for State Farm Student Visa?

One of this card's most attractive features is that it doesn't have an annual fee. However, it does have a $10 or 3% balance transfer fee, whatever is greater; and a $10 or 4% cash advance fee. Careful if you plan to travel abroad, as it has a 3% fee on all foreign transactions.

What Is State Farm Student Visa's Rewards Program Like?

State Farm's Student Visa doesn't have an actual rewards program, but it does include plenty of student discounts and benefits through Visa.

What about State Farm Student Visa's Signup Bonus?

There is no signup bonus. This is as basic a card as you'll find. Just remember how cheap it is and how low the interest rates are.

Does the State Farm Student Visa Have Any Other Benefits?

State Farm's Student Visa provides cardholders with access to financial management tools, auto rental collision damage waiver, account fraud monitoring, and discounts on purchases with popular brands, such as Avis, Jos. A. Bank, Papa Jones and Fossil.

How Is State Farm Student Visa Better Than Other Credit Cards?

It's difficult to get excited about State Farm's Student Visa. It's a no-thrills credit card with no rewards program and basic travel benefits. However, it has no annual fee and very competitive interest rates, but still accepts people with less than sterling credit.

So, if you're a student looking for a no-annual-fee card with decent interest rates to help build or repair your credit, the State Farm Student Visa gets the job done.

  • Card Type
    Balance Transfer Rewards
  • Customer Type
    Student
  • Card Network
    Visa
  • Minimum Age
    18
  • Co-signing Allowed
  • Late Payment Penalty
    $35
  • Minimum Interest Charge
    $2
  • Returned Payment Fee
    $35
  • Foreign Currency Transaction Fee
    3%
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Flight Insurance
  • Fraud Liability
  • Free FICO Score
  • Lost Luggage Insurance
  • Travel Insurance
  • Air Miles
  • Cashback
  • Points
  • Purchases APR
    11.24% – 18.24% var. APR% - %
  • Transfer Fee
    3% w/$10 min.
  • Balance Transfer APR
    11.24% – 18.24% var. APR% - %
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11.24% – 18.24% var. APR
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  • No Annual Fee
Card Type Balance Transfer
Card Type Rewards
Purchases APR 11.24% – 18.24% var. APR%
Balance Transfer APR 11.24% – 18.24% var. APR%
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0 votes

I am your typical struggling, starving student and I needed a way to get through each month with a little help. I also knew that credit cards can be dangerous, but I planned to pay it off each month, which I've done with this card. The great thing was that they gave me a card, despite my lack of much credit.

0 votes

State Farm is very forgiving with students with bad credit, so it's a great place to start if you've had trouble getting approved in the past. You'll love the low (for student credit cards) interest rate, the $0 annual fee and the free rental insurance. Just make sure you don't use it overseas (3% fee) and don't be late on your payments ($35 penalty fee).


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