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Student Loan Refinancing
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Last Updated: 04/18/2025

LendKey Student Loan Refinance

in Student Loan Refinancing from LendKey

Last Updated: 04/18/2025

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Strongly recommended29 total votes
22 users recommend
7 users are unsure
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Compare student loan refinancing offers from LendKey Student Loan Refinance and their competitors.

Compare student loan refinancing offers from LendKey Student Loan Refinance and their competitors.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

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It's quick, easy, and won't hurt your credit score.

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Highlights

Community Rating

Strongly recommended

Fixed APR

4.89% - 9.04%
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Variable APR

5.54% - 9.12%
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Amount Range

$5,000 - $300,000
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Loan Term (Years)

5 - 20
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Number of Reviews

29
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LendKey Student Loan Refinance Review

LendKey Student Loan Refinance is a student loan refinance offering by LendKey . Founded in 2008, LendKey offers student loan refinancing in 46 states and Washington, DC.

LendKey Student Loan Refinance FAQ

What APRs does LendKey Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate.
LendKey Student Loan Refinance offers variable rate APRs that range from 5.54% to 9.12%.Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 4.89% to 9.04% APR.

How much can you borrow via LendKey Student Loan Refinance?

Loan amounts start at $5,000 and go up to $300,000

Does LendKey Student Loan Refinance charge an origination fee?

No, LendKey Student Loan Refinance does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does LendKey Student Loan Refinance charge prepayment fees?

No, LendKey Student Loan Refinance does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does LendKey Student Loan Refinance offer?

LendKey Student Loan Refinance provides refinancing loans of 5 to 20 years.
It also offers borrowers unemployment protection. This means that if you lose your job through no fault of your own your loan payments may qualify for a temporary hold.

What type of borrowers will LendKey Student Loan Refinance consider?

LendKey Student Loan Refinance considers loans applications from:

    What do you need to qualify for LendKey Student Loan Refinance?

    Applicants with a credit score of at least 680 and up to 850 may be eligible for LendKey Student Loan Refinance.
    LendKey Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by LendKey Student Loan Refinance.
    To qualify, applicants may need to provide the following documentation:
    • Loan payoff statements
    • Proof of income
    • Proof of identity

    What is the estimated funding time for a student loan refinance via LendKey Student Loan Refinance?

    LendKey Student Loan Refinance will typically fund loans within 1 and 7 days of approval.

    LendKey Student Loan Refinance Disclosure: "The APR for variable rate loans may increase after loan consummation. Additionally, the APR displayed may include a 0.25% reduction for enrolling in automatic monthly payments from a personal checking or savings account to pay principal and interest amounts that are due. This rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of forbearance. As a result, any increase will take the form of higher payments."

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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    LendKey offers 2-Minute rate check with no impact on your credit score; 275+ not-for-profit and community lenders to choose from mean higher chances for approval and lower rates.

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