Purefy Student Loan Refinance

Purefy Student Loan Refinance

in Student Loan Refinancing from Purefy


Purefy Student Loan Refinance


in Student Loan Refinancing from Purefy

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Loan Amount $7,500 - $350,000
Loan Term (Years) 5 - 20 years
Fixed APR 4.74% - 8.24%
Variable APR 2.77% - 8.62%

Purefy Student Loan Refinance Review

Purefy Student Loan Refinance is a student loan refinance offering by Purefy, . Founded in 2013, Purefy offers student loan refinancing in 50 states (and Washington, DC).

What APRs does Purefy Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

Purefy Student Loan Refinance offers variable rate APRs that range from 2.77% to 8.62%.
Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 4.74% to 8.24% APR.

How much can you borrow via Purefy Student Loan Refinance?

Loan amounts start at $7,500 and go up to $350,000

Does Purefy Student Loan Refinance charge an origination fee?

No, Purefy Student Loan Refinance does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Purefy Student Loan Refinance charge prepayment fees?

Purefy Student Loan Refinance is a marketplace lending platform and may sometimes charge a prepayment penalty depending on the unique circumstances of each borrower. Read the loan documents carefully before you commit to a loan. Lenders must disclose any fees they'll charge you upfront, including prepayment penalties.

What terms does Purefy Student Loan Refinance offer?

Purefy Student Loan Refinance provides refinancing loans of 5 to 20 years.

What type of borrowers will Purefy Student Loan Refinance consider?

Purefy Student Loan Refinance considers loans applications from:

  • undergraduate degree holders
  • graduate degree holders
  • parents of graduates

What do you need to qualify for Purefy Student Loan Refinance?

Purefy Student Loan Refinance does not require or does not disclose a credit score minimum.

To qualify for student loan refinancing with Purefy Student Loan Refinance, applicants need a minimum annual income of $24,000 or higher.

What is the estimated funding time for a student loan refinance via Purefy Student Loan Refinance?

Purefy Student Loan Refinance will typically fund loans within 7 and 14 days of approval.

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  • Headquarters
  •   1875 Connecticut Avenue NW
    Washington, DC 20009
  • (202) 524-1115

About Purefy Student Loan Refinance


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Origination Fee  
No Interest Grace Period for Late Payment 0 days
Cosigner Optional  
Minimum Annual Income $24,000
Fixed APR 4.74% - 8.24%
Loan Amount $7,500 - $350,000
Variable APR 2.77% - 8.62%
Loan Term 5 - 20 years

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