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Upstart Student Loan Refinance

in Student Loan Refinancing from Upstart

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Upstart Student Loan Refinance

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Highlights
Highlights
Fixed APR 8.69% - 29.99%
Loan Amount $1,000 - $200,000
Variable APR N/A
Loan Term 3 - 5 years

Upstart Student Loan Refinance Review

Upstart Student Loan Refinance is a student loan refinance offering by Upstart, . Founded in 2012, Upstart offers student loan refinancing in 50 states (and Washington, DC).

What APRs does Upstart Student Loan Refinance offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 


Borrowers who choose a fixed-rate refinancing loan can expect APRs that range from 8.69% to 29.99% APR.

How much can you borrow via Upstart Student Loan Refinance?

Loan amounts start at $1,000 and go up to $200,000

Does Upstart Student Loan Refinance charge an origination fee?

Yes, Upstart Student Loan Refinance charges a loan origination fee of 1% to 8% of the loan amount. Upstart Student Loan Refinance deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does Upstart Student Loan Refinance charge prepayment fees?

Yes, Upstart Student Loan Refinance charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What terms does Upstart Student Loan Refinance offer?

Upstart Student Loan Refinance provides refinancing loans of 3 to 5 years.

What type of borrowers will Upstart Student Loan Refinance consider?

Upstart Student Loan Refinance considers loans applications from:

  • undergraduate degree holders
  • graduate degree holders

What do you need to qualify for Upstart Student Loan Refinance?

Upstart Student Loan Refinance does not require or does not disclose a credit score minimum.

Upstart Student Loan Refinance does not have or does not disclose a minimum annual income eligibility requirement.

What is the estimated funding time for a student loan refinance via Upstart Student Loan Refinance?

Upstart Student Loan Refinance will typically fund loans within 7 and 14 days of approval.

UPSTART STUDENT LOAN REFINANCE Disclosure: "The average 3-year loan on Upstart will have an APR of 18% and 36 monthly payments of $27 per $1,000 borrowed. The average APR on Upstart is calculated based on 3-year rates offered in the last 1 month."
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   2 Circle Star Way
    San Carlos, CA 94070
  •   Visit Site

Other Services by Upstart

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 0
Origination Fee 1% - 8%
Loan Amount $1K - $200K
Loan Term 3 - 5 years
Fixed APR 8.69% - 29.99%

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