Skip to content
SuperMoney logo
SuperMoney logo
Private Student Loans
Private Student Loans
1 more
Last Updated: 04/18/2025

Mainstreet Credit Union Student Loans

from Mainstreet Credit Union

Last Updated: 04/18/2025
Mainstreet Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Community Recommended Products

View All
Ascent - Cosigned Student Loans logo
Strongly recommended13 Reviews
Learn More
Ascent - Non-Cosigned Student Loans logo
Strongly recommended6 Reviews
Learn More
Everence Private Student Loans logo
Strongly recommended8 Reviews
Learn More

Compare All Private Student Loans

Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Fixed APR

4.89% - 11.26%

Variable APR

5.56% - 11.62%

Amount Range

Up to $160,000
Speech bubbles icon

Mainstreet Credit Union Student Loans Review

Mainstreet Credit Union Student Loans is offered by Mainstreet Credit Union, a credit union founded in 1953 and based in Lenexa, KS. Mainstreet Credit Union Student Loans are available in 50 states and Washington, DC.

Mainstreet Credit Union Student Loans FAQ

What rates does Mainstreet Credit Union Student Loans offer for in-school private student loan?

Mainstreet Credit Union Student Loans has a variable APR that ranges from 5.56% up to 11.62% .
It offers a fixed APR that ranges from 4.89% up to 11.26% .
Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from Mainstreet Credit Union Student Loans?

Available loan amounts may vary by applicant and offers loans up to $160K.

Does Mainstreet Credit Union Student Loans charge an origination fee?

No, Mainstreet Credit Union Student Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Mainstreet Credit Union Student Loans charge prepayment fees?

No, Mainstreet Credit Union Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Mainstreet Credit Union Student Loans offer?

Mainstreet Credit Union Student Loans provides repayment terms ranging from to 10 years.

What type of borrowers will Mainstreet Credit Union Student Loans consider?

Mainstreet Credit Union Student Loans considers loans applications from:

    What do you need to qualify for Mainstreet Credit Union Student Loans?

    Mainstreet Credit Union Student Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
    Mainstreet Credit Union Student Loans does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Mainstreet Credit Union Student Loans.

    Is mainstreet credit union a legit company?

    mainstreet credit union was founded in 1953, it is a well-established company that has been in business for 73 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    13001 W 95th St
    Lenexa, KS 66215
    (913) 599-1010
    Visit Site
    Email Support

    Hours of Operation

    SundayClosedMonday9:00AM - 5:30PMTuesday9:00AM - 5:30PMWednesday9:00AM - 5:30PMThursday9:00AM - 5:30PMFriday9:00AM - 5:30PMSaturday9:00AM - 12:30PM

    Other Services by Mainstreet Credit Union

    CD Accounts

    Be the first to rate

    Checking Accounts

    3 products

    Be the first to rate

    Money Market Accounts

    Be the first to rate

    Savings Accounts

    4 products

    Be the first to rate

    Credit Cards

    2 products

    Be the first to rate

    Auto Loans

    6 products

    Be the first to rate

    Personal Loans

    Be the first to rate

    Student Loan Refinancing

    Be the first to rate

    Community Recommended Products

    View All
    Ascent - Cosigned Student Loans logo
    Strongly recommended13 Reviews
    Learn More
    Ascent - Non-Cosigned Student Loans logo
    Strongly recommended6 Reviews
    Learn More
    Everence Private Student Loans logo
    Strongly recommended8 Reviews
    Learn More

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Mainstreet Credit Union Student Loans Community Reviews

    Would you recommend Mainstreet Credit Union Student Loans to your friends?

    There are currently no reviews.

    You might also like

    Thumbnail for Best Pick: Best Private Student Loans
    Best Private Student Loans

    SuperMoney

    Thumbnail for Blog Article: Consolidation Options for Federal and Private Student Loans
    Consolidation Options for Federal and Private Student Loans

    Jessica Walrack

    Thumbnail for Blog Article: How to Get a Private Student Loan Without a Cosigner
    How to Get a Private Student Loan Without a Cosigner

    Jennifer Calonia

    Thumbnail for Blog Article: 7 Lesser-Known Ways to Repay Student Loans
    7 Lesser-Known Ways to Repay Student Loans

    Gina Roberts-Grey

    Thumbnail for Blog Article: 10 Questions To Ask Yourself Before Applying For A Student Loan
    10 Questions To Ask Yourself Before Applying For A Student Loan

    Jennifer Leonhardi

    Thumbnail for Blog Article: Pay As You Earn (PAYE) Program: Student Loans More Affordable?
    Pay As You Earn (PAYE) Program: Student Loans More Affordable?

    Harry Langenberg

    Browse Private Student Loans

    Maine State CU Student Loans
    Royal Credit Union Private Student Loans
    E-Central Credit Union Graduate Private Education Line of Credit
    Ardent CU Student Loans
    Treasury Department FCU Education Loans
    POPA Federal Credit Union Smart Option Student Loan® for Undergraduate Students
    POPA Federal Credit Union Graduate School Loan
    POPA Federal Credit Union MBA Loan
    POPA Federal Credit Union Medical School Loan
    POPA Federal Credit Union Dental School Loan
    POPA Federal Credit Union Graduate School Loan for Health Professions
    Tennessee Employees Credit Union Undergraduate Student Loan