Mainstreet Credit Union Student Loans

Mainstreet Credit Union Student Loans Review

Mainstreet Credit Union Student Loans is offered by mainstreet credit union, a credit union founded in 1953 and based in Lenexa, KS. Mainstreet Credit Union Student Loans are available in 50 states (and Washington, DC).

Mainstreet Credit Union Student Loans FAQ

What rates does Mainstreet Credit Union Student Loans offer for in-school private student loan?

Mainstreet Credit Union Student Loans has a variable APR that ranges from 5.56% up to 11.62%.

It offers a fixed APR that ranges from 4.89% up to 11.26%.

Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from Mainstreet Credit Union Student Loans?

Available loan amounts may vary by applicant and offers loans up to 160K.

Does Mainstreet Credit Union Student Loans charge an origination fee?

No, Mainstreet Credit Union Student Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Mainstreet Credit Union Student Loans charge prepayment fees?

No, Mainstreet Credit Union Student Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Mainstreet Credit Union Student Loans offer?

Mainstreet Credit Union Student Loans provides repayment terms ranging from to 10 years.

What type of borrowers will Mainstreet Credit Union Student Loans consider?

Mainstreet Credit Union Student Loans considers loans applications from:

• undergraduate students
• graduate students
• parents of students
• parents of graduates

What do you need to qualify for Mainstreet Credit Union Student Loans?

Mainstreet Credit Union Student Loans does not have or does not disclose a minimum annual income eligibility requirement. Mainstreet Credit Union Student Loans only considers borrowers who are employed.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Mainstreet Credit Union Student Loans.

Is Mainstreet Credit Union a legit company?

Mainstreet Credit Union was founded in 1953, it is a well-established company that has been in business for 70 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.