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Universal Credit (Company)

Strongly recommended17 total votes across 1 product

15 users recommend

1 users are unsure

1 users don't recommend

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Universal Credit Personal Loans
Strongly recommended
17 Reviews
15
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Universal Credit Review

Universal Credit was founded in 2016 and is based in San Francisco, CA.

Learn more about Universal Credit and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Universal Credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Universal Credit

Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to the money you need, quickly. Our personal loans come with fixed rates and predictable payments that you can budget around.

Contact

Headquarters

275 Battery St, 23rd Floor

San Francisco, CA 94111

(877) 418-9765

Email Support

Hours of Operation

Sunday

6:00AM - 5:00PM

Monday

6:00AM - 6:00PM

Tuesday

6:00AM - 6:00PM

Wednesday

6:00AM - 6:00PM

Thursday

6:00AM - 6:00PM

Friday

6:00AM - 6:00PM

Saturday

6:00AM - 5:00PM

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +82, or 4.6 on a 5-point rating scale.

+82

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Universal Credit Community Reviews

Would you recommend Universal Credit to your friends?

Shamim J.

Feb 21, 2024

May or may not recommend

Review for Universal Credit Personal Loans

It's great to hear that Universal Credit Loan offers low rates and speedy fund disbursement, along with incentives like discounts for setting up auto-pay. These features can make managing personal finances easier and more cost-effective. Thanks for sharing your positive experience!

Akinlaja C.

Nov 11, 2023

May or may not recommend

Review for Universal Credit Personal Loans

What sets Universal Credit Personal Loans apart from other personal loan lenders is its focus on helping people with bad credit. The company has a non-traditional underwriting process that takes into account more than just a credit score. This means that people with bad credit may still be able to qualify for a loan from Universal Credit. Universal Credit Personal Loans also excels in the aspect of its fast approval and ...Show More

Bre W.

Jun 26, 2023

May or may not recommend

Review for Universal Credit Personal Loans

When I had credit card debt my credit score was not that good, this company was recommended by credit karma I love the interest rate and the fact you can get me the money within hours of approval. No complaints!

Bill J.

May 4, 2023

May or may not recommend

Review for Universal Credit Personal Loans

Between my husband and I, we’ve managed to get bogusly played by this company. With me, I had been approved, but then I hadmy approval revoked after they did a hard credit pull because they saw that I had applied for other the credit recently. This should’ve been seen in the soft credit pull that they did. The husband was denied a loan despite having over an 800 ...Show More

Mazhar C.

Nov 25, 2022

May or may not recommend

Review for Universal Credit Personal Loans

This is a good company with great features, I think they should work on their customer service a little bit, otherwise, it is a good company.

Showing 5 of 17 reviews