The time it takes a debit card refund to get paid back into your account depends on several factors, such as how quickly the merchant responds to the request and how long it takes your bank to process refunds. Typically, a debit card refund will take three to 10 days to process. That is a wide timeframe, especially if you are waiting for a large refund and you’re on a tight budget. Find out how debit card refunds work and what you can do to speed up the process.

Apple announced the launch of the no-fee Apple Card coming in Summer of 2019. Customers will be able to use a physical card for purchases or pay using the Apple Wallet app wherever it’s accepted. However, this is as halfhearted a product launch as you’re likely to see. Apple would prefer users never used this card and instead paid with their phones or watches. In fact, they are willing to pay you not to swipe this card.

Credit cards can be an advantageous financial tool when chosen well and used responsibly. But the wrong card in the wrong hands can bring serious financial headaches. Choosing a credit card is a process we all go through in life, but how do you know which credit card is the right one to choose?

As of January 2019, the average APR for a 48-month auto loan was 5.30%.

This year, thanks to a higher standard deduction, more taxpayers will opt for not itemizing tax deductions. This simple, no questions asked option makes sense for most people when filing their taxes. However, itemizing still pays off for many people, and it’s always worth taking the time to evaluate which option will allow you to keep more of your hard earned income. This article will help you determine when it makes sense to itemize tax deductions.

Customers interested in benefiting from a travel card without steep annual fees may want to look into the Deserve Pro Mastercard. Deserve now offers cardholders an invitation for a complimentary one-year Deserve Pro Priority Pass Select Membership. The value of this special travel perk is $99.

After making a name for themselves with a successful online trading platform, Robinhood offered its customers a no-fee Robinhood Checking and Savings account. Well, it did for a couple of days before the Securities Investor Protection Corporation, SIPC, stepped in. Invitations were to be sent out beginning in January 2019 to open these accounts but now there is hardly any evidence the product ever existed. The product is now being rebranded as a cash management program that will be launched in the future.

Prosper announced that they plan to work with banks, rather than compete with them when they launch a new, online Prosper HELOC product. This choice is a strategic move beyond personal loans; the only product focused on by Prosper since 2005. Their new product arrives at a time when HELOC lines of credit are predicted to increase over the next few years.

Just a few tweaks could save you a bundle on your taxes. However, timing is crucial with taxes. Act before it’s too late and take advantage of all the tax breaks available with our tax tips for 2020.

Beginning next year, HSBC Bank will connect with Chicago based Avant Inc. to offer personal loans of up to $30,000 to it’s U.S. customers. Loans with terms of up to five years will be available.