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Deserve Pro Mastercard

in Personal Credit Cards

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Deserve Pro Mastercard

Claimed

in Personal Credit Cards

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Overview

Who is this credit card designed for?

Deserve Pro Mastercard is a credit card issued by Deserve, which is based in Menlo Park, CA. 

Deserve Pro Mastercard is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make.

You don't need a SSN to apply, which is a big attraction for international students and temporary residents.

This card has a credit limit of $10000. Deserve is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Deserve Pro Mastercard has a variable purchase APR that ranges from 17.99% up to 24.99%.

Is an introductory APR offer available?

No, Deserve Pro Mastercard does not come with an introductory APR offer for balance transfers.

Deserve Pro Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Deserve Pro Mastercard:

  • There is no annual fee.
  • A late payment penalty of $25.
  • A returned payment fee of $37.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase
  • Restaurants
  • Trains, Cruises, Other Travel

Is a signup bonus offered?

Deserve Pro Mastercard doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Deserve Pro Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Deserve Pro Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Travel Assistance
  • Reports to major credit bureaus
  • Does Deserve Pro Mastercard report your account activity to credit bureaus?

    Deserve Pro Mastercard reports your account activity to the following credit reporting agencies:

    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   1010 Doyle Street, Suite 200
      Menlo Park, CA 94025 USA
    •   Visit Site

    Message from Deserve

    Where traditional lenders see risk, we see potential. While traditional lenders only look at your FICO score, our proprietary algorithm weighs in other factors such as your current financial health, education, future employability and projected earnings.

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Grace Period for Late Payment (Days) 23
    Over-Limit Fee $0
    Annual Fee $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    Late Payment Penalty $25
    Returned Payment Fee $37
    Minimum Interest Charge $1
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 700 - 850
    850 300 700
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    • Non-Resident
    Bank Account Required?  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Price Protection
    • Travel Assistance
    No Reward Expiration Period  
    Rewards Categories
    • Airfare
    • Every Purchase
    • Restaurants
    • Trains, Cruises, Other Travel
    Purchase APR (Variable APR) 17.99% - 24.99%
    Balance Computation Average Daily Balance (including new purchases)
    Credit Limit 10000

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