Deserve Pro Mastercard

in Personal Credit Cards from Deserve Inc.

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Deserve Pro Mastercard


in Personal Credit Cards from Deserve Inc.

SuperMoney Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Community Rating Mostly not recommended
Annual Fee $0
Purchase APR (Variable APR) 17.99% - 24.99%
Balance Transfer APR (Variable APR) N/A
Credit Score Range 700 - 850

Deserve Pro Mastercard Corporation

Deserve Pro Mastercard is a cashback credit card issued by Deserve Inc.. 

You don't need a SSN to apply, which is a big attraction for international students and temporary residents.

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

Accepts cosigners. Deserve Inc. is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

Credit limit. This card has a credit limit of up to 10000.

If you're wondering whether Deserve Pro Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Deserve Pro Mastercard cash back or rewards program?

Deserve Pro Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Deserve Pro Mastercard you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.

Deserve Pro Mastercard Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the Deserve Pro Mastercard benefits?

Deserve Pro Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Deserve Pro Mastercard?

Deserve Pro Mastercard has a variable purchase APR that ranges from 17.99% up to 24.99%.

Does Deserve Pro Mastercard have an introductory APR offer?

Deserve Pro Mastercard does not offer an introductory rate on new purchases.
Deserve Pro Mastercard Rates & Terms
Purchase APR 17.99% - 24.99%

What are the Deserve Pro Mastercard fees?

No Annual Fee. Deserve Pro Mastercard does not charge an annual fee. No foreign transaction fee. Deserve Pro Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

The following fees apply to Deserve Pro Mastercard:

Deserve Pro Mastercard Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee $37
Late Payment Fee $25

Does Deserve Pro Mastercard report your account activity to credit bureaus?

Deserve Pro Mastercard reports your account activity to the following credit reporting agencies:

  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Deserve Pro Mastercard

  • Visit the Deserve Inc. website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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  • Headquarters
  •   1010 Doyle St. Suite 200
    Menlo Park, CA 94025 USA
  •   Visit Site

Message from Deserve Inc.

Where traditional lenders see risk, we see potential. While traditional lenders only look at your FICO score, our proprietary algorithm weighs in other factors such as your current financial health, education, future employability and projected earnings.

Other Services by Deserve Inc.

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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 23
Over-Limit Fee $0
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee $37
Minimum Interest Charge $1
Late Fee Amount $25
Minimum Age 18
Co-signing Allowed  
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Travel Assistance
No Reward Expiration Period  
Rewards Categories
  • Airfare
  • Every Purchase
  • Restaurants
  • Trains, Cruises, Other Travel
Purchase APR (Variable APR) 17.99% - 24.99%
Balance Computation Average Daily Balance (including new purchases)
Credit Limit 10000

Deserve Pro Mastercard Community Reviews


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