Deserve Pro Mastercard

in Personal Credit Cards

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Deserve Pro Mastercard


in Personal Credit Cards

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Who is this credit card designed for?

Deserve Pro Mastercard is a credit card issued by Deserve, which is based in Menlo Park, CA. 

Deserve Pro Mastercard is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. It is also designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make.

You don't need a SSN to apply, which is a big attraction for international students and temporary residents.

This card has a credit limit of $10000. Deserve is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Deserve Pro Mastercard has a variable purchase APR that ranges from 17.49% up to 24.49%.

Is an introductory APR offer available?

No, Deserve Pro Mastercard does not come with an introductory APR offer for balance transfers.

Deserve Pro Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Deserve Pro Mastercard:

  • There is no annual fee.
  • A late payment penalty of $25.
  • A returned payment fee of $37.
  • There is no overlimit fee
  • There are no foreign transaction fees.

Is a rewards program offered?

The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase
  • Restaurants
  • Trains, Cruises, Other Travel

Is a signup bonus offered?

Deserve Pro Mastercard doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Deserve Pro Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Deserve Pro Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Travel Assistance
  • Reports to major credit bureaus

Does Deserve Pro Mastercard report your account activity to credit bureaus?

Deserve Pro Mastercard reports your account activity to the following credit reporting agencies:

  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

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  • Headquarters
  • 1010 Doyle Street, Suite 200
    Menlo Park, CA 94025 USA
  • Visit Site

Message from Deserve

Where traditional lenders see risk, we see potential. While traditional lenders only look at your FICO score, our proprietary algorithm weighs in other factors such as your current financial health, education, future employability and projected earnings.


Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days)
Over-Limit Fee
Annual Fee
Foreign Currency Transaction Fee
No Annual Fee
No Foreign Transaction Fee
Late Payment Penalty
Returned Payment Fee
Minimum Interest Charge
Minimum Age
Co-signing Allowed
Credit Score Range
700 - 850
850 300 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Bank Account Required?
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Car Rental Insurance
Extended Warranty
Fraud Liability
Travel Insurance
Emergency Support
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Travel Assistance
No Reward Expiration Period
Rewards Categories
  • Airfare
  • Every Purchase
  • Restaurants
  • Trains, Cruises, Other Travel
Purchase APR
(Variable APR)
17.49% - 24.49%
0% 29%
Balance Computation
Average Daily Balance (including new purchases)
Credit Limit


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Maximum Purchase APR
(Variable APR)
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Balance Transfer APR N/A Balance Transfer APR
Annual Fee $39 Annual Fee
Credit Score Range 650 - 850 300 850