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Deserve Pro Mastercard

in Personal Credit Cards from Deserve Inc.

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Deserve Pro Mastercard

Claimed

in Personal Credit Cards from Deserve Inc.

Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Annual Fee $0
Purchase APR  (Variable APR) 17.74% - 24.74%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850

Deserve Pro Mastercard Review

Deserve Pro Mastercard is a cashback credit card issued by Deserve Inc.. 

You don't need a SSN to apply, which is a big attraction for international students and temporary residents.

This card is designed for people with good credit. The minimum credit score to apply is 700. Deserve Inc. is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

This card has a minimum credit limit of 10000.

If you're wondering whether Deserve Pro Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Deserve Pro Mastercard cash back or rewards program?

Deserve Pro Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Deserve Pro Mastercard you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.

Deserve Pro Mastercard Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the Deserve Pro Mastercard benefits?

Deserve Pro Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Deserve Pro Mastercard?

Deserve Pro Mastercard has a variable purchase APR that ranges from 17.74% up to 24.74%.

Does Deserve Pro Mastercard have an introductory APR offer?

Deserve Pro Mastercard does not offer an introductory rate on new purchases.
Deserve Pro Mastercard Balance Transfers
Description
Balance Transfer APR N/A
Introductory Rate N/A
Intro APR period (months) N/A
Deserve Pro Mastercard Rates & Terms
Description
Balance Computation Average Daily Balance (including new purchases)
Purchase APR 17.74% - 24.74%
Credit Limit 10000
Penalty APR N/A
Cash Advance APR N/A
Security Deposit N/A
Introductory Rate N/A
Intro APR period (months) N/A

What are the Deserve Pro Mastercard fees?

The following fees apply to Deserve Pro Mastercard:

  • There is no overlimit fee
Deserve Pro Mastercard Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 0%
Returned Payment Fee $37
Late Payment Fee $25

Does Deserve Pro Mastercard have a foreign transaction fee?

Deserve Pro Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Deserve Pro Mastercard report your account activity to credit bureaus?

Deserve Pro Mastercard reports your account activity to the following credit reporting agencies:

  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Deserve Pro Mastercard

  • Visit the Deserve Pro Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   1010 Doyle St. Suite 200
    Menlo Park, CA 94025
  •   Visit Site

Message from Deserve Inc.

Where traditional lenders see risk, we see potential. While traditional lenders only look at your FICO score, our proprietary algorithm weighs in other factors such as your current financial health, education, future employability and projected earnings.

Other Services by Deserve Inc.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Restaurants 3%
Travel 2%
Annual Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 23
Over-Limit Fee $0
Paper Statement Fee $0
Late Fee Amount $25
Minimum Interest Charge $1
Returned Payment Fee $37
Bank Account Required  
Co-signing Allowed  
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Credit Score Range 700 - 850
Card Network
  • Mastercard
Card Type
  • Cashback
Credit Bureau Reporting
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Travel Assistance
Emergency Support  
Extended Warranty  
Fraud Liability  
Travel Insurance  
No Reward Expiration Period  
Rewards Categories
  • Airfare
  • Every Purchase
  • Restaurants
  • Trains, Cruises, Other Travel
Purchase APR (Variable APR) 17.74% - 24.74%
Balance Computation Average Daily Balance (including new purchases)
Credit Limit 10000

Deserve Pro Mastercard Community Reviews

 

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Deserve Inc. Personal Credit Cards

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Reviews

Annual Fee

Purchase APR

Balance Transfer APR

Credit Score Range

Deserve Classic Mastercard

Deserve Classic Mastercard

3
1
2
6 total votes
Annual Fee $0 Annual Fee
Purchase APR 24.74% Variable APR
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850