Deserve Pro Mastercard

in Personal Credit Cards from Deserve Inc.

Claimed Apply Now

Deserve Pro Mastercard


in Personal Credit Cards from Deserve Inc.

SuperMoney Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

1 user recommends
1 user is unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend Deserve Pro Mastercard to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Community Rating Mostly recommended
Annual Fee $0
Purchase APR  (Variable APR) 17.99% - 24.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850

Deserve Pro Mastercard Review

Deserve Pro Mastercard is a cashback credit card issued by Deserve Inc.. 

You don't need a SSN to apply, which is a big attraction for international students and temporary residents.

This card is designed for people with good credit. The minimum credit score to apply is 700. Deserve Inc. is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

This card has a credit limit of up to $10,000.

If you're wondering whether Deserve Pro Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Deserve Pro Mastercard cash back or rewards program?

Deserve Pro Mastercard is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Deserve Pro Mastercard you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.

Deserve Pro Mastercard Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the Deserve Pro Mastercard benefits?

Deserve Pro Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Deserve Pro Mastercard?

Deserve Pro Mastercard has a variable purchase APR that ranges from 17.99% up to 24.99%.

Does Deserve Pro Mastercard have an introductory APR offer?

Deserve Pro Mastercard does not offer an introductory rate on new purchases.
Deserve Pro Mastercard Rates & Terms
Purchase APR 17.99% - 24.99%

What are the Deserve Pro Mastercard fees?

The following fees apply to Deserve Pro Mastercard:

  • There is no overlimit fee
    Deserve Pro Mastercard Fees
    Fees Amount
    Annual Fee $0
    Overlimit Fee $0
    Foreign Transaction Fee 0%
    Returned Payment Fee $37
    Late Payment Fee $25

    Does Deserve Pro Mastercard have a foreign transaction fee?

    Deserve Pro Mastercard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

    Does Deserve Pro Mastercard report your account activity to credit bureaus?

    Deserve Pro Mastercard reports your account activity to the following credit reporting agencies:

    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Deserve Pro Mastercard

    • Visit the Deserve Inc. website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
  • Contact

    • Headquarters
    •   1010 Doyle St. Suite 200
      Menlo Park, CA 94025
    •   Visit Site

    Message from Deserve Inc.

    Where traditional lenders see risk, we see potential. While traditional lenders only look at your FICO score, our proprietary algorithm weighs in other factors such as your current financial health, education, future employability and projected earnings.

    Other Services by Deserve Inc.

    Icon for Personal Credit Cards
    View all personal credit cards offered by Deserve Inc.


    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Travel 2%
    Restaurants 3%
    No Interest Grace Period for Late Payment 23
    Over-Limit Fee $0
    Annual Fee $0
    Paper Statement Fee $0
    Foreign Currency Transaction Fee 0%
    No Annual Fee  
    No Foreign Transaction Fee  
    Returned Payment Fee $37
    Minimum Interest Charge $1
    Late Fee Amount $25
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    • Non-Resident
    Bank Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Price Protection
    • Travel Assistance
    Rewards Categories
    • Airfare
    • Every Purchase
    • Restaurants
    • Trains, Cruises, Other Travel
    No Reward Expiration Period  
    Purchase APR (Variable APR) 17.99% - 24.99%
    Balance Computation Average Daily Balance (including new purchases)
    Credit Limit 10000

    Deserve Pro Mastercard Community Reviews


    Would you recommend Deserve Pro Mastercard to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    Deserve Inc. Personal Credit Cards



    Annual Fee

    Purchase APR

    Balance Transfer APR

    Credit Score Range

    Deserve Classic Mastercard

    Deserve Classic Mastercard

    6 total votes
    Annual Fee $0 Annual Fee
    Purchase APR 24.99% Variable APR
    Balance Transfer APR N/A Balance Transfer APR
    Credit Score Range 680 - 850     300 850