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Last Updated: 07/28/2025
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Deserve Pro Mastercard
Claimed
in Credit Cards from Deserve Inc.
Last Updated: 07/28/2025
SuperMoney User Recommendation Score +63
Strongly recommended8 total votes
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Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
16.99% - 23.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
700 - 850
Annual Fee
$0
Number of Reviews
Deserve Pro Mastercard Review
Deserve Pro Mastercard is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
This is a cashback credit card issued by Deserve Inc.. If you're wondering whether Deserve Pro Mastercard is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3x.
- APRs: Deserve Pro Mastercard has a variable regular purchase APR that ranges from 16.99% up to 23.99%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Accepts cosigners. Deserve Inc. is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, price protection, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Deserve Pro Mastercard
| The Good | The Bad |
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Deserve Pro Mastercard FAQ
Does Deserve Pro Mastercard have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Deserve Pro Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Deserve Pro Mastercard has a variable purchase APR that ranges from 16.99% up to 23.99%. Deserve Pro Mastercard does not offer balance transfers.
Does Deserve Pro Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Deserve Pro Mastercard does not offer balance transfers.Does Deserve Pro Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Deserve Pro Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $37 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
There is a late fee of up to $25 . Does Deserve Pro Mastercard have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Deserve Pro Mastercard?
The customer service number for Deserve Pro Mastercard is (801) 981-4334.
What is the support contact email for Deserve Pro Mastercard?
The support contact email for Deserve Pro Mastercard is hello@deserve.com.
How do people rate the customer service and user experience of Deserve Pro Mastercard?
Overall, Deserve Pro Mastercard is strongly recommended based on community reviews that rate customer service and user experience.
Does Deserve Pro Mastercard report your account activity to credit bureaus?
Yes, Deserve Pro Mastercard reports to the following credit bureaus:
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Deserve Inc. perform a hard credit pull?
Yes, Deserve Pro Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Deserve Pro Mastercard
- Visit the website of Deserve Pro Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Deserve Pro Mastercard's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Deserve Pro Mastercard
Other Services by Deserve Inc.
Other Credit Cards from Deserve Inc.
Purchase APR
22.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
630 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
22.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.24% - 27.24%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
22.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
20.24% - 27.24%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +63, or 4.3 on a 5-point rating scale.
+63
-1000+100
No one recommends
Everyone recommends
Deserve Pro Mastercard Community Reviews
Would you recommend Deserve Pro Mastercard to your friends?
SK
Steven K.
Oct 22, 2022
May or may not recommend
I pay online. There is a few days of delay from the point of payment to point where it is reflected in your balance. I recommend this over the mailing of a payment with a check or money order, because it is a physical product and thus subject to a variety of issues if and when received by the issuing institution. Online is easy to document, and ...Show More
SH
Shadrack H.
Apr 24, 2021
May or may not recommend
They didn’t try to lock me in a weird contract but they explained everything to me to understand which is good, I think they are good people to bank with.
LD
Layla D.
Apr 23, 2021
May or may not recommend
I have used this card before and I never experienced any problems with the bak or card usage. Had all my problems and issues solved whenever I had difficulties.
AS
Agnes S.
Apr 19, 2021
May or may not recommend
Easy to work with no matter what the issue may be. Great with customer service and always willing to help. I would definitely recommend!
AB
Ashley B.
Apr 16, 2021
May or may not recommend
I like the fact it is a MasterCard. I do a lot of online purchases but my Visa is sometimes rejected. Deserve pro gives me a cashback rate of up to 35 on my transactions. Even when I make a purchase that passes through a foreign bank, or in a currency aside USD, I don’t get charge. I so much love that. I’m excited about the card and I ...Show More
JC
Jessica C.
Jul 8, 2019
May or may not recommend
Good credit card to start building my credit. Deserve offers cool referral bonuses if you send out a link to your friends. I also used the Priority Pass membership when traveling to London and only paid $29 for full bar, food, and free wifi at the club! Pretty cool perk! Also, when my phone screen cracked, mastercard covered the repair! They aren't a big company ...Show More
AA
Anonymous A.
Sep 22, 2018
May or may not recommend
When you pay the card in full, and mail a check, they take forever to post a payment to your account. My experience was a check was mailed on Sept 9 and on Sept 22 I called to ask why it hasn't been posted yet to my account, but the check showed it cleared on the other end. Basically, they hold payments so they can charge you more interest. I ...Show More
U
Anonymous
Dec 26, 2017
May or may not recommend
ONE MONTH REVIEW OF DESERVE PRO MASTERCARD:
Approved for $1k CL.
Got the card about 1 week after approval, started using it immeadiately after activation.
Noticed there was no chip embedded, unlike other cards. Asked cs about it, represenatative told me that it was up to the bank.
No support for mobile payments at all. This was probably going to happen due to deserve being a new credit card company.
I mostly used ...Show More
Showing 8 of 8 reviews
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