If you’re struggling to pay back taxes, you are probably considering whether hiring a tax relief company will help. Although it’s important to exercise caution and avoid scammers, there are legitimate tax relief companies that provide real value. However, there is little a tax relief company can do that you can’t do by yourself if you have the time and resources to invest in studying tax relief programs and negotiating with the IRS.

Student loan debt is rapidly growing as students seek out more education. According to U.S. Department of Education data, 44 million Americans owed $1.4 trillion in federal student loans in 2018.

No one likes to get in trouble with the Internal Revenue Service (IRS). But if you have not paid your taxes in full, you are very likely to hear from the IRS. In such cases, the IRS can file a claim on your assets, known as a tax lien, until you pay what you owe.

One of the best things about VA loans is that most don’t require a down payment, making homeownership more affordable for veterans and service members. Still, there are a few cases—like when you have partial entitlement, your home price exceeds county limits, or the appraisal comes in low—where you might need to put some money down. Knowing when that can happen helps you plan your budget and even reduce your VA funding fee.

VA loans help eligible service members, veterans, and some surviving spouses buy homes with $0 down, competitive rates, and no monthly mortgage insurance. You’ll need VA eligibility (COE), lender-acceptable credit, stable income that meets residual income guidelines, and a property that passes VA appraisal standards and occupancy rules.

When you’re trying to get your business off the ground, the most important thing to make sure is that there’s enough funding to keep the lights on. According to a survey from The Federal Reserve, small businesses are more concerned with cash flow than any other concerns such as business costs or government regulations (Source). The good news is that there are a wide array of financing options out there, from traditional banks to online lenders to the government. But not all of the options are right for every business. Find out which are the top factors influencing business loan decisions and how it affects you.

Equifax announced in 2017 that criminals gained “unauthorized access” to the personal data of 143 million U.S. consumers and an undisclosed number of UK and Canadian residents.

Weddings are expensive. Everybody knows that. But how expensive? We talked to experts in wedding planning, dived deep into the leading wedding cost surveys, and organized mountains of data into graphs that answer all the questions you never knew you had about weddings. For example:

Buying a house is the largest purchase most of us will ever make. With so much hanging on one decision, it pays to ask yourself: what determines property value?

FHA loans open the door to homeownership for buyers who might not qualify for conventional financing. With low down payments and flexible credit requirements, they’re ideal for first-time or moderate-income buyers. However, FHA loans also come with mortgage insurance premiums and stricter property standards that can add long-term costs.