A home equity line of credit, or HELOC, is one of the cheapest sources of credit available. Even people with poor credit can get large loans with low interest rates. What’s more, the interest you pay is tax-deductible. The downside is that a HELOC uses your home as collateral. If you don’t repay the loan plus interest, you could lose your home.

The class of 2016 graduates have the most debt in U.S. history. More than 41 million Americans owe more $1.2 trillion in student debt. Even worse, over a quarter of student loans are delinquent. (Source) The state of student debt is grim. But what can you do to save money on your student loans?

You already have a mortgage, but you’re wondering whether you can qualify for a better deal. Good. Complacency isn’t a good strategy for saving money. Refinancing your home loan could be a smart move. Read on for a step-by-step guide of how to refinance your mortgage.

Today, the Department of Justice charged 56 people and five call centers with conspiracy to commit identity theft, false personation of an officer of the United States, wire fraud and money laundering as part of an international tax fraud scheme. In connection with this case, 20 people were arrested in the United States and 32 individuals and five call centers in India were charged for involvement in a transnational criminal organization (source). Earlier this month, Indian police arrested 70 people for targeting Americans in a similar tax scam that may have stolen $55 million from taxpayers (source).

Prepaid cards are one of the newest and fastest growing sectors in the electronic payment business. In 2003, the reloadable cards sector — another name for prepaid cards — was a small niche worth approximately $1 billion. Fast forward to 2012, and the prepaid cards sector was valued at $65 billion. By 2018, the sector is projected to grow to $112 billion (source). Click here for expert and consumer reviews on the top prepaid cards.

If you thought the housing bubble was behind us, think again. A new home loan financial storm is brewing and most of us are clueless about it. This article looks into home equity lines of credit and how they could trigger the next financial crisis.

If you want help negotiating a settlement, it is often best to hire a good lawyer or a reputable debt settlement company. However, sometimes you are better off doing it yourself. This guide will help you decide whether to take on a DIY debt settlement or get help from a professional. For a detailed comparison, see debt relief attorney vs. debt settlement company.

Average offer in compromise amount.

If you owe $10,000 or more in taxes, you need to hear about the IRS’s best-kept secret: tax debt forgiveness. This brief guide explains what tax debt relief is and how you can use it to reduce your IRS tax debt.

Paying off credit card debt requires picking the right strategy for your situation — and understanding why the minimum payment is designed to keep you in debt. The math at 22%+ APR is unforgiving.