Skip to content
Andrew Latham avatar image

Andrew Latham

Andrew is the Content Director for SuperMoney, a Certified Financial PlannerĀ®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.

articles from Andrew

1340 posts

Statute of Limitations on Debt in Utah (2026): The 6-Year Rule

Published 07/31/2026 by Andrew Latham

The statute of limitations on debt in Utah is six years for credit card debt and written contracts, and four years for oral or open accounts, measured from your last payment.

The statute of limitations on debt in Kentucky is ten years for written contracts and five years for open accounts, measured from your last payment. Credit card debt can fall under either, depending on the paperwork.

The statute of limitations on debt in Oklahoma is five years for credit card debt and written contracts, and three years for oral or open accounts, measured from your last payment. The limit depends on the type of debt.

The statute of limitations on debt in Connecticut is six years for credit card debt and written contracts, and three years for oral agreements, measured from your last payment. The limit depends on the type of debt.

The statute of limitations on debt in Iowa is five years for credit card debt treated as an unwritten account, and ten years for signed written contracts, measured from your last payment.

The statute of limitations on debt in Maryland is three years for most debt, including credit cards, measured from your last payment. A longer window applies only to specialty debts under seal.

The statute of limitations on debt in Massachusetts is six years for nearly every type of debt, including credit cards, measured from your last payment. Massachusetts applies one window across debt types.

The statute of limitations on debt in Indiana is six years for credit card debt and written contracts for the payment of money, measured from your last payment.

The statute of limitations on debt in Missouri is five years for credit card debt and open accounts, and ten years for written promissory notes, measured from your last payment. Whether a signed note exists sets the deadline.

The statute of limitations on debt in Colorado is six years for credit card debt and most contracts, measured from your last payment. Colorado applies a long window to liquidated debts.

Newer postsOlder posts