Many business owners use their personal checking accounts for business transactions. Although having a business checking account is not a requirement for all businesses, it does come with many benefits. In the case of LLCs and corporations, having a separate business checking account is a legal requirement. If you haven’t incorporated or set up an LLC, you could technically use your personal checking account, but there are good reasons to get a separate business account instead. This article will tell you what those are. It will also help you start your search for a good business checking account.

The American Rescue Plan Act is best known for sending out $1,400 stimulus checks to many Americans and extending $300-enhanced unemployment. (“$300-enhanced unemployment” means state unemployment payments enhanced by $300 per week of federal stimulus.) But if you collected unemployment in 2020, you should pay attention to another part of the plan.

A child typically has to wait till she turns 13 to get a regular debit card. However, research indicates that a typical child is ready to learn the money management skills required to handle a debit card by age 7. This article tells you when and why it might be (or not) a good idea to get your child a debit card. It also looks into the difference between debit cards tied to kids’ checking accounts and prepaid cards funded and managed by parents.

Generally, credit card companies don’t accept such payments. Luckily, there are a few workarounds, namely balance transfers, cash advances, 0% APR intro offers, and other alternatives. This article will examine each option and provide some alternative ways to pay for your credit card.