Discover Bank Checking Account

Discover Bank Checking Account

in Checking Accounts from Discover Bank


Discover Bank Checking Account


in Checking Accounts from Discover Bank

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
2 users are unsure
3 users don't recommend
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Community Rating Mostly not recommended
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: Out-of-Network $0
APY 0%
Number of Reviews 6

Discover Bank Checking Account Review

Where is Discover Bank Checking Account available?

Discover Bank is based in Greenwood, DE. It was founded in 1985 and offers banking services in 50 states (and Washington, DC).

Is Discover Bank Checking Account insured by the FDIC

Deposits in Discover Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does Discover Bank offer?

Discover Bank Checking Account is not an interest-bearing account.

What are the account minimums for Discover Bank Checking Account?

Discover Bank Checking Account does not require a minimum initial deposit.
Discover Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does Discover Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Discover Bank Checking Account Fees
Fees Amount
Non-Sufficient Funds $30
Overdraft Item Fee $30
Outgoing Domestic Bank Transfer Fee $30
Outgoing International Bank Transfer Fee $30

What features and perks does Discover Bank Checking Account offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Discover Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
DISCOVER BANK CHECKING ACCOUNT Disclosure: Earn 1% Cash Back on up to $3,000 in Debit Card Purchases Each Month
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Monthly Fee $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Overdraft Protection Fee (per transfer) $0
Early Account Closure $0
Returned Deposit Fee (Domestic) $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Check Copy $0
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $0
Wire Transfer Fee - Domestic (Incoming) $0
NSF Fee $30
Overdraft Item Fee $30
Stop Payment Fee $15
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $30
Bank Account Features
  • Bauer Financial A+/A Rating
  • Check Images with Statement
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee

Discover Bank Checking Account Community Reviews


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