Overview

Where does Discover Bank Checking Account do business?

Discover Bank Checking Account is based in Greenwood, DE. It was founded in 1985 and offers checking accounts services in 50 states (and Washington, DC).

Discover Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Discover Bank offer?

Discover Bank Checking Account is not an interest-bearing account.

What features and perks does Discover Bank Checking Account offer?

This account includes the following features:

• Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Discover Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Discover Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

• Outgoing domestic bank transfers come with a $30 fee.
• Outoing international bank transfers come with a $30 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.