Discover Bank Checking Account
in Checking Accounts from Discover Bank
Cast your vote
Would you recommend Discover Bank Checking Account to your friends?
| Community Rating | Mostly not recommended |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| APY | 0% |
| Number of Reviews | 7 |
Discover Bank Checking Account Review
Where is Discover Bank Checking Account available?
Discover Bank is based in Greenwood, DE. It was founded in 1985 and offers banking services in 50 states (and Washington, DC).
Is Discover Bank Checking Account insured by the FDIC?
Deposits in Discover Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Discover Bank offer?
Discover Bank Checking Account is not an interest-bearing account.
What are the account minimums for Discover Bank Checking Account?
Discover Bank Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What fees does Discover Bank Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $0 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $0 |
| Check Image Service | N/A |
| Check Copy | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Discover Bank Checking Account offer?
This account includes the following features:
- Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Discover Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
DISCOVER BANK CHECKING ACCOUNT Disclosure:
Earn 1% Cash Back on up to $3,000 in
Debit Card Purchases Each Month
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Contact
- Headquarters
-
502 E. Market Street
Greenwood, DE 19950 - Visit Site
Other Services by Discover Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Monthly Fee | $0 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $0 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $0 |
| Check Copy | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| NSF Fee | $30 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Outgoing) | $30 |
Discover Bank Checking Account Community Reviews
Would you recommend Discover Bank Checking Account to your friends?
