Apple Pay is an easy and safe way to make purchases and send and receive money through your Apple devices. Apple Cash is like a debit card within Apple Pay. You can add money from an eligible debit or prepaid card to your Apple Cash balance in just a few simple steps through your device’s Wallet or Settings app. Then, you’ll be ready to start spending and sending.

Claiming a child on your taxes has several potential tax benefits. To determine who can claim a child on taxes with 50/50 custody, we look at three main qualifiers: custodial time, income, and mutual agreement between parents. When time is split 50/50 between two parents, the parent with the higher income claims the child. Alternatively, the two parents can come to a mutual agreement on how to handle claiming dependents. It’s important to know that if each parent files separately, only one parent can claim the same child on their taxes.

Chase reports your credit card information to the three major credit bureaus, Experian, Equifax, and TransUnion. They send their reports, which include your credit limit, account balance, and payment history, three to four days after each month’s statement closing date. It’s useful to know your Chase statement dates so that you can pay off your balances before the end of the billing cycle. Keep a low balance and credit utilization rate to maintain a good credit score.

Today, the average horse sells for $3,000 to $5,000. However, costs range anywhere from $0 to $75,000, depending on a horse’s breed, training, age, and health. The average annual costs of horse ownership total anywhere from $1,000 to $5,000, but maintenance costs can skyrocket by several thousand dollars if you purchase new gear or your horse has a medical emergency. That said, owning a horse is a life-changing experience that can be well worth these costs.

Comparing Chapter 7 vs. Chapter 11 comes down to how assets are handled. With Chapter 7 bankruptcy, a trustee liquidates all nonexempt assets to pay creditors. Chapter 11 bankruptcy allows businesses to retain ownership of their assets while executing court-monitored restructuring. Work with a professional bankruptcy attorney to understand the details of the different bankruptcy laws and which one might be better for you.

Select Cash App users can deposit a paper check using the Mobile Check Capture feature. If the feature is available to you, you can deposit your check in just a few minutes in the Balance section of the app. You’ll want to make sure your check meets Cash App requirements and limits and that your contact information is up to date.

The purchase price of an acquired company can be broken into three components: goodwill, net tangible assets, and write-up amount. In public mergers and acquisition deals, regulating agencies require the purchaser to allocate and report accurate values of these three components. Accountants and independent business valuation specialists work together to assess the assets, liabilities, and fair market value of the acquired company. This makes up the purchase price allocation (PPA).

We can best compare Edward Jones and Vanguard by assessing their investing products, minimum investments, fees and commissions, transfers, financial advising, and ownership models. Both are highly rated financial services platforms. Edward Jones offers a wide variety of products but has higher fees and minimum investment amounts. Vanguard is client-owned, making it one of the least expensive investing platforms. Here is what you need to know to choose the best option for you.

Annuities give you the peace of mind that you’ll have a steady income during retirement. Most annuities allow you to withdraw money early — before retirement or during your surrender period. Early withdrawal may come with limits and fees. Regardless, you’ll be subject to taxes when you cash out an annuity. It may still be worth cashing out your annuity if it means you can move your money into assets with higher growth potential.

Renewing a certificate of deposit is both an intentional savings strategy and a default event. When your CD matures, you can either withdraw, reinvest, or renew. Most financial institutions will automatically renew a CD if the account holder doesn’t take action within a seven- to 10-day grace period. It’s up to you to decide the best way to handle your CD funds.