Opening a CD savings account is easy with SuperMoney’s resources. First, research and decide the CD strategy that best suits your financial goals. Then, use SuperMoney’s comparison tools to find the best provider with the most competitive annual percentage yield (APY). Finally, apply for and fund your CD. Online banking makes the process seamless.

BIN, PCN, and GRP numbers are important identification numbers concerning your health insurance. The BIN number identifies your insurance provider; the PCN number is a secondary number for routing claims; and the GRP number identifies the employer through which you have the insurance. Health care providers and pharmacies use these numbers to file insurance claims when you receive medications or services.

Holidays usually dictate whether banks are opened or closed. There are currently 11 federally-observed bank holidays in the United States. If a bank is closed, you can usually still deposit checks or withdraw cash. If you can, however, it’s best to take care of matters before or after the Federal holiday to avoid any delays or issues.

A savings bond is a type of bond purchased from the U.S. Department of Treasury that accrues compounding interest over one to 30 years They use a bond serial number to keep track of who the owner is. Bonds are available in paper and electronic forms. Each paper bond has a unique serial number in its bottom right corner. It’s important to keep a record of this number so that you can assess and control your bond throughout its lifetime.

A porch can be a great addition to a house. The cost to build a porch depends on what type of porch you choose, its size, and other features. Local professionals can help you design and execute the best porch for you. Expect a porch to cost an average of $23 to $132 per square foot.

Joining the energy workforce might be the best next step for your career. For one thing, you can make six figures with a job in energy. Based on median salary data from the United States Bureau of Labor Statistics, the three highest paying energy-related jobs are computer and information systems managers, architectural managers, and petroleum engineers.

A shortage in semiconductor chips led to a lower inventory of new cars over the past few years. Decreased supply and steady demand caused used car prices to spike almost 50%. Now, prices are slowly going back down again. Your best opportunity to buy a used car is likely around the corner in the coming months.

Banks typically reject tax refunds due to a wrong account number or routing number on the recipient’s tax return. If your bank rejected your tax return, it’ll likely release the funds back to the IRS. The IRS will then issue a paper refund check. Avoid all of this by checking that you’ve entered the correct bank information on your tax return.

Certificates of deposit are a low-risk investment opportunity that can help you save up for a real estate purchase. You can use CD laddering to help stagger the maturity dates so that you have more access to your money when the right deal comes up. Be prepared with a plan to avoid penalties and maximize the return on your investment.

People patronize laundry businesses out of both convenience and necessity. The median cost to open a laundromat from the ground up is approximately $1.2 million, and you can expect to pay a similar price for an existing laundry business. Operational costs average about $15,000 per month, but the good news is that laundromats can be very profitable.