Emily Africa
articles from Emily
79 posts
How Much Is a Chipotle Franchise: Cost + Fees
Published 09/02/2022 by Emily Africa
Chipotle hasn’t offered franchise investment opportunities since 2006. The only way you can invest in a Chipotle Mexican Grill these days is to buy shares of their publicly traded stock, CMG. If you are a fan of Chipotle’s food and values, you can support the company by eating at one of its 3,000 locations. Or, if you would like to open a similar franchise, you will probably have to invest $250,000 to $1 million.

How Much is a Wingstop Franchise: Cost + Fees
Published 09/02/2022 by Emily Africa
Wingstop has shown massive growth in recent years thanks to franchising. Opening a franchise can be a great investment. However, before opening a Wingstop restaurant, you’ll need a net worth of $1.2 million, half of which should be liquid. Your startup costs can range from about $300,000 to close to $1 million. You will also need to commit to opening at least three restaurants.

Lying on a Credit Card Application: Detection Methods & Consequences
Published 08/13/2022 by Emily Africa
When applying for a credit card, you’ll be asked to provide information such as your Social Security number, annual income, credit score, and permanent address. Lying on a credit card application may be tempting if you worry about not being approved. Credit card companies have several detection methods in place. If you are caught falsifying information, you could receive criminal charges, fines of up to $1 million, and a maximum of 30 years of jail time.

Earnest Money vs. Down Payment: What are the Differences?
Published 08/12/2022 by Emily Africa
The difference between an earnest money deposit and a down payment is that an earnest money deposit is a guarantee to the seller, while a down payment is a guarantee to the mortgage lender. Earnest money deposits typically range from 1% to 5% of the purchase price, while down payments typically range from 3% to 20% of the purchase price. A buyer’s earnest money deposit is not an additional cost but rather a part of the total money put towards a house. At closing, the buyer can choose to put the earnest money towards either the down payment or closing costs.

Third-Party Check: What It Is and Where To Cash It
Published 08/12/2022 by Emily Africa
A third-party check is a check that the original payee signs over to a second payee. They’re useful as an alternative to paying someone in cash or bank transfer. For a third-party check to be valid, the original payee must sign the back and write “Pay to the order of” and the name of the secondary payee. The best place to cash a third-party check is at banks or credit unions. If you don’t have a bank account, there are other options for cashing third-party checks. Regardless, you’ll need to bring an ID to access funds from a third-party check.

How To Start a Vending Machine Business in 2026 (Complete Guide)
Published 08/10/2022 by Emily Africa
You can sell almost anything in a vending machine — coffee, cupcakes, clothing, pizza, and so much more. Starting a vending machine business is straightforward. If you optimize your location and product for your chosen market, reinvest your profits wisely, and make use of the right financing opportunities when starting or expanding your business, you have an excellent chance of success.

How To Start a Meal Prep Business in 2026
Published 08/08/2022 by Emily Africa
Meal prep businesses provide convenient and delicious meals to customers near and far. However, despite the infinite combinations of cuisine styles and meal kits on which you can base your meal prep business, there are significant startup costs involved. By the end of this article, you’ll understand what it takes to start your own meal prep business.

What Happens if You Falsely Dispute a Credit Card Charge?
Published 08/08/2022 by Emily Africa
Don’t initiate a credit card dispute until you’re sure that it can’t be resolved between you and the merchant. Disputes may be necessary in some cases, but if you try to initiate an illegitimate dispute you could, in some cases, face criminal charges.

How Much Does It Cost to Reupholster a Couch?
Published 08/07/2022 by Emily Africa
Reupholstering a couch can elevate your living space. Reviving your existing couch can be more cost-effective and sustainable than buying a brand-new one. The average cost to reupholster a couch ranges from $50 to $4,000, depending on factors such as the type of fabric and the type and condition of the furniture.

How To Swipe a Card the Right Way
Published 08/05/2022 by Emily Africa
If called upon to swipe a credit card, debit card, or gift card manually, you need to swipe the card correctly. The right way to swipe a card is to slide it through the slot with the strip on the back of your card facing left. However, there are several types of card readers and different ways to process a card transaction. .
