Reinvested dividends are taxable, just as if you received them in cash. However, certain dividends are subject to lower tax rates than others, and there are ways to reduce or eliminate these taxes.

Moving out of state can cost thousands of dollars, but there are a few things you can do to get it done cheap. These include saving money early, finding free boxes and moving supplies, and even completing the move yourself without the help of professional movers.

Buyer’s remorse happens when you feel regret over guilt after making a purchase. This can be over a larger purchase, like a new car, or something small that you don’t necessarily need. Fortunately, there are several strategies you can implement to avoid or minimize this stressful feeling.

You can use a home equity loan for just about anything, including buying a car. But there are some downsides to consider.

In real estate, free and clear refers to full and complete ownership of a piece of property. A home becomes free and clear often after paying off a home loan that gave a lender a claim to the property. However, additional assets (such as a car) can also become free and clear if the owner completely pays off the related loan.

Marriage doesn’t directly impact your credit score, meaning you’re unlikely to see a change as soon as you tie the knot. However, even though you and your partner won’t share a credit report or score, there are some ways that marriage can affect your credit, both for good and bad.

Bank guarantees and letters of credit both ensure that parties in a transaction will receive the payments they were promised. However, there are some key differences in how they work and when they are likely to be used. While a bank guarantee only requires a financial institution to pay if the buyer fails to do so, a letter of credit is often the lending institution confirming that they will make a payment after certain services are performed.

Letters of credit and lines of credit are completely different things. The main difference is that a letter of credit is a guarantee from a bank or another financial institution that a vendor will get paid if certain conditions are met and a line of credit is an account that allows you to borrow money when you need it up to a predetermined limit.

Credit card rewards are typically not taxable if you have to meet a spending threshold to earn them. This is the case for your personal credit card as well as any cards you use for business expenses. But there are some exceptions, so be sure to read the fine print. For instance, if a credit card’s rewards are given without a spending requirement, then they may be treated as a signup bonus and could be taxable.

A college coach, such as Parents Countdown to College Coach, can help you navigate the college admissions process if you find it too complicated or confusing on your own. However, not everyone needs to hire one to get into a good school.