bounced check

The number of millionaires in the U.S. has hit an all-time high. There are 9.6 million households in the U.S. boasting a net worth of $1 million or more; that’s up 600,000 from 2012. The previous high was 9.2 million pre-recession in 2007. Proving the rich keep getting richer, there’s also an uptick in the […]

Christmas Lights

Got decorations? If you yard rivals Clark Griswald’s, you’re not alone. Every year, thousands of reveling homeowners put up enough twinkle lights, inflatable Santas and animated reindeer decorations to light up their yard (and a few city blocks, too). But what happens if those decorations attract the eye of a Grinch who wants to snag […]

Macy's Card

The prospect of saving 10 to 15 percent (or more) is always alluring — especially this year when budgets are stretched thin. So when you’re offered the chance to postpone the full cost of a pricey new gaming system, tablet or clothing for all those on your list, it’s tempting to open a “brand” store […]

Parking Lot

Droves of deal-seekers will head to the malls and stores right after gobbling up their turkey dinner, or in the wee hours of Black Friday morning. But driving drowsy at 1 a.m. to be the first in line when the store opens, stuffing flat screens into overcrowded trunks that won’t close and cars being damaged […]

Credit Card Issuers

It’s tempting to bury your head in the sand when it comes to credit errors, blunders and faux pas. Or to keep mum, deceiving even yourself about the health of your credit and finances. But keeping secrets and ignoring your credit can lead down a path of debt that ends in bankruptcy or financial ruin. […]

Credit Scores

Obtaining a mortgage (or a low interest rate) setting up utilities, getting car insurance and even a job can all be influenced by your credit score. And to make sure your score reflects an accurate portrait of your financial life, credit educators and advocates say it’s smart to check your credit score at least once […]

According to a Federal Reserve Bank of Boston survey, the average American has at least 3 credit cards tucked in their wallet.  Take those cards along with you on a long weekend getaway, a weeklong tropical vacation, or an extended trip, and those credit cards turn into three opportunities for an identity thief to cause… Read More

The post Happy and Safe Trails for Your Credit Cards appeared first on Credit Sesame.

When you’re trying to build – or rebuild – your credit score, it’s tempting to tuck away all your credit cards and avoid using them. But while avoiding a huge mountain of debt is always wise, shutting down your credit cards might not be the best path to a high credit score. That’s because utilizing […]