The prospect of saving 10 to 15 percent (or more) is always alluring — especially this year when budgets are stretched thin. So when you’re offered the chance to postpone the full cost of a pricey new gaming system, tablet or clothing for all those on your list, it’s tempting to open a “brand” store […]
It’s tempting to bury your head in the sand when it comes to credit errors, blunders and faux pas. Or to keep mum, deceiving even yourself about the health of your credit and finances. But keeping secrets and ignoring your credit can lead down a path of debt that ends in bankruptcy or financial ruin. […]
Obtaining a mortgage (or a low interest rate) setting up utilities, getting car insurance and even a job can all be influenced by your credit score. And to make sure your score reflects an accurate portrait of your financial life, credit educators and advocates say it’s smart to check your credit score at least once […]
Whether you have just one credit card or enough to play Texas Hold ‘Em, it’s wise to not tote around all your plastic all the time. Not only can carrying around your credit cards increase the odds of an impulse purchase, it leaves them at risk of falling into the hands of a pickpocket or… Read More
When you’re trying to build – or rebuild – your credit score, it’s tempting to tuck away all your credit cards and avoid using them. But while avoiding a huge mountain of debt is always wise, shutting down your credit cards might not be the best path to a high credit score. That’s because utilizing […]
According to USA.gov, managing money and getting out of debt are among the most popular resolutions made at the start of the year. Unfortunately, a few days or weeks into the year, many fall off the resolution wagon. Experts say those abandoned and forgotten New Year’s resolutions wind up as a faint memory sometime around… Read More
The post 3 Mistakes to Avoid if You Want to Stick to Your New Year’s Money Resolutions appeared first on Credit Sesame.
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