When you own a home, homeowners insurance is part of the deal. It helps to protect the biggest asset most people have in their lifetime. But it’s also expensive. How do you know if you’re overpaying on insurance premiums? How much should homeowners insurance cost you?

Also known as a federal tax identification number and business tax ID number, an EIN serves as a means of identification for business entities.

As of Q2 of 2019, Americans have 1.6 trillion dollars in outstanding student loans. In fact, according to the Quarterly Report on Household Debt and Credit by the Federal Reserve Bank of New York, student loans account for 11% of our country’s total debt.

Is tax day fast approaching, but you’re still waiting for your employer to send you some crucial paperwork? Or maybe you’re dealing with a medical emergency which would make it hard for you to file your taxes. Whatever your reason, there’s a solution. When tax season comes too soon, there’s no need to default on your taxes — just use IRS Form 4868 to request an extension.

Did you receive an IRS Form 1095-A? If so, you may be wondering what it is and why you need it.

If you’re looking to buy real estate, you probably don’t have the time to evaluate all of the loan options available to you. Indeed, for new homebuyers, finding the best loan for their financial situation can be a challenging task. A mortgage broker can help you make the right decision and navigate through the complexities of the closing costs associated with home loans.

Although fewer Americans file for bankruptcy every year, it’s still a reality that many must face. In 2018, Americans filed approximately 753,300 bankruptcies (source). In desperate moments, bankruptcy is a stressful but necessary process. But after bankruptcy, what comes next? How long does it take to recover? And how soon can you get approved for a loan after bankruptcy?

Do you want to refinance your student loans? If so, you’ll need to get your debt-to-income (DTI) ratio in check. Your DTI is one of the most important factors that lenders look at when you apply to refinance your student loans.

When it comes to personal loans, is it better to go with a short term or a long term? Long-term loans give you more time to repay the debt, and they come with lower monthly payments. But they bring a few drawbacks as well.

Did you know that you can send money through Facebook Messenger P2P payments?