Jessica Walrack
Jessica Walrack is a personal finance writer at SuperMoney, The Simple Dollar, Interest.com, Commonbond, Bankrate, NextAdvisor, Guardian, Personalloans.org and many others. She specializes in taking personal finance topics like loans, credit cards, and budgeting, and making them accessible and fun.
articles from Jessica
238 posts
Can I Get a Loan Without a Bank Account?
Published 05/06/2019 by Jessica Walrack
Yes, you can get a loan without a bank account, but you will only have limited options and it could get expensive. Even if you think you won’t qualify, consider applying a checking account. Here is our list of the best checking accounts currently available.

Short-term Car Insurance: Everything You Need to Know About Temporary Coverage
Published 05/06/2019 by Jessica Walrack
Do you need car insurance, but only for a short span of time? Maybe you are renting a car, or borrowing one from a friend, or just need some supplemental coverage for a road trip. If so, you may be wondering what short-term car insurance is, and whether it’s right for you.

Traveler’s Checks Alternatives: The Definitive Guide
Published 05/02/2019 by Jessica Walrack
The first ever traveler’s check was issued on January 1, 1772, by the London Credit Exchange Company. It came into being long before the first credit card in 1958. The question is, are traveler’s checks obsolete or do they still have a place in modern travel?

Complete Guide to Loans on Prepaid Debit Cards
Published 04/30/2019 by Jessica Walrack
What is a prepaid debit card loan, and should you get one?

Do Private Student Loans Have a Statute of Limitations?
Published 04/16/2019 by Jessica Walrack
When you default on a private student loan and can’t repay it, how long can the lender pursue you to collect the balance? What is the statute of limitations on private student loans?

Why Is My Debit Card Declined When I Have Money?
Published 04/16/2019 by Jessica Walrack
If your debit card was declined and you want to know why, this article will tell you the most likely causes. If you want to know how to avoid getting your card declined again, this post will tell you how. We’ll review 10 common reasons debit cards get declined, from insufficient funds to funds in the wrong account.

Opening a Joint Account: The Definitive Guide
Published 04/15/2019 by Jessica Walrack
A joint checking account is a bank account shared by two or more people, where each account holder has full access to deposit, withdraw, and manage the funds. Joint accounts are most commonly used by married couples, domestic partners, and parents opening accounts with their children.

Student Loan Default: The Definitive Guide
Published 04/05/2019 by Jessica Walrack
Student loan default is becoming increasingly common, particularly among people with smaller student debt amounts. Did you take out a private student loan with the best of intentions, only to find yourself in over your head? You’re not alone. More than one million people every year struggle to keep up with their loan payments and fall into default.

12-Month Personal Loans: Compare and Review the Top Lenders
Published 04/02/2019 by Jessica Walrack
Need some cash but worried about the cost of a short-term loan? A 12-month loan may be the right solution. Read on to learn everything you need to know to decide if a 12-month loan is right for you. Invest just five minutes of your time and learn how to find the best rates and terms.

How Much Mortgage Can I Qualify For?
Published 03/18/2019 by Jessica Walrack
How much mortgage do I qualify for? It’s a question all aspiring homeowners want to answer. With the median home listing price in the U.S. right around $280,000, you may wonder if it’s possible for you to become a homeowner. To find out, let’s take a look at how lenders determine a person’s maximum loan amount, and how you can find the best deal!
