Jessica Walrack
Jessica Walrack is a personal finance writer at SuperMoney, The Simple Dollar, Interest.com, Commonbond, Bankrate, NextAdvisor, Guardian, Personalloans.org and many others. She specializes in taking personal finance topics like loans, credit cards, and budgeting, and making them accessible and fun.
articles from Jessica
238 posts
3 Reasons Why You Should Refinance Your Auto Loan at a Credit Union
Published 03/01/2019 by Jessica Walrack
No one wants to pay more than they need to toward their monthly bills. Yet, auto loan debt is higher than ever. The less money you spend on your monthly car payments, the more you’ll have left for everything else. So how can you reduce your losses?

What Should First-time Car Buyers Know About Car Insurance?
Published 03/01/2019 by Jessica Walrack
Congratulations on buying your first car! To start off on the right foot, you’ll need to protect your investment, and that means finding the perfect car insurance policy.

8 Ways to Present Financing Options to Patients
Published 03/01/2019 by Jessica Walrack
Do you have patients who struggle to pay for the medical care they need? If so, you’re not alone. Last year, a survey found that 54% of Americans put off the medical care they needed because they couldn’t afford it. The most common medical care we put off are dental work (55%), eye care (43%), and annual exams (30%).

Cash Flow Loans: The Definitive Guide
Published 03/01/2019 by Jessica Walrack
Does your business need an injection of cash to take advantage of a time-sensitive opportunity or to get through a tough time? Are you wondering if you can get a loan even if you don’t have assets?

Teaching Kids About Money – Fridge Accounting and the Four Rs
Published 02/18/2019 by Jessica Walrack
Teaching kids about money is not easy nowadays. Despite the recession to end all recessions, many still don’t understand the value of a dollar. The age-old adage “money doesn’t grow on trees” doesn’t seem to compute, especially when it pertains to buying that new outfit or game.

No Credit Auto Loans: The Definitive Guide
Published 02/15/2019 by Jessica Walrack
What can you do if you need a vehicle but can’t afford to buy one outright and you don’t have any credit? Is it possible to get an auto loan with zero credit history? And even if you can qualify, are the rates affordable? If you’re in the market for an auto loan and you have these questions, we have you covered.

Business Loan Refinancing: The Definitive Guide
Published 02/15/2019 by Jessica Walrack
Percentage of business loans used to refinance debt (Source: Federal Reserve)

AIG Auto Insurance In-Depth Review
Published 02/15/2019 by Jessica Walrack
AIG (American International Group) is an American insurance and finance corporation with roots dating back to 1919. It has expanded far beyond the U.S., currently operating in over 80 countries worldwide. AIG provides insurance products including general property, general casualty, life insurance, retirement services, and financial services. In this in-depth review, we are going to take a closer look at AIG’s auto insurance offering, or rather, the lack of it.

How to Refinance Student Loans With a Cosigner
Published 02/01/2019 by Jessica Walrack
Refinancing your student loans with a cosigner can help you lower your monthly payments and reduce the overall cost of your loan. But it’s not always a good idea.

Mortgage Debt Forgiveness: Do You Qualify For Tax Relief?
Published 02/01/2019 by Jessica Walrack
From 2007 to 2016, the U.S. saw 7.7 million foreclosures. Today, the rate of mortgage defaults is in decline, but we have yet to reach pre-crisis levels. It is little wonder as to why the home foreclosure situation is this dire. Mortgages represent the largest segment of consumer debt in the United States, standing at $15.8 trillion as of the third quarter of 2019. More than 4.5 million Americans owe more on their house than what it is worth. For these individuals faced with a mortgage crisis, foreclosure is often the only way out.
