One of the main reasons why eggs are more expensive right now is an outbreak of avian influenza (a.k.a. bird flu), which has killed millions of laying hens in the last year, leading to fewer chickens and, thus, fewer eggs. Because demand for eggs has been consistent and even high at times, this has led to an overall increase in the price of eggs. Aside from the problems caused by avian flu, chicken feed, fuel, labor, and transportation costs have all gone up due to inflation, which has also resulted in price hikes on wholesale egg prices within the poultry industry.

How much of a personal loan you can get depends somewhat on the lender you use and the type of loan you apply for, such as a secured loan or an unsecured loan. More importantly, though, the loan amount you can qualify for hinges upon your personal financial factors, like your credit score, your debt-to-income ratio (DTI), your income, and your employment history.

While the federal government is no longer offering free government land to homesteaders, there are a number of cities and towns across the United States with free land programs for residential and business purposes. Mostly you’ll find free land programs in the Midwest, but there are other options as well, such as in the Northeast and West.

Personal loans and buy now, pay later (BNPL) payment plans are two similar but different types of lending products. Personal loans are often best for borrowing a larger sum of money and having the freedom to spend it however you choose, whereas buy now, pay later plans are more suited to buying a single item without having to pay for the full purchase upfront.

You may be able to get a closed account removed from your credit report, but that doesn’t mean you should. In general, if closed accounts contribute to your positive credit history, leave them be. If the closed accounts add negative information to your credit reports, you can try to have them removed. But be aware that creditors may not be willing to remove them.

Student loan debt is a very real burden for millions of Americans who are often saddled with student loan payments well into their 40s. Fortunately, many city and state programs can help with student loan repayment assistance or student loan forgiveness if you meet certain eligibility requirements. Some programs require relocation, but if that isn’t an option, former students may also be able to take advantage of federal student loan forgiveness programs.

A home equity loan or home equity line of credit (HELOC) are two great ways to leverage your home’s equity for a multitude of purposes, such as making home improvements, consolidating high-interest debt, or paying for education expenses. But you’ll need to meet some minimum requirements to gain loan approval such as having a good credit score, sufficient income, and enough equity in your home to satisfy most lenders.

While personal loans can be a quick and easy way to secure funds, these loans have both pros and cons to keep in mind. But a personal loan may not be the best choice for everyone because they often come with application fees and origination fees. To qualify for the best interest rates and loan terms, you’ll also need a good credit score.

Filing your taxes for the first time can feel a little daunting. But with some research, preparation, and maybe some help from a tax professional or tax preparation software, filing taxes doesn’t have to be stressful.

You can back out of the deal for any reason if you’ve made an offer on a house and haven’t signed the home purchase agreement yet. That said, you can still back out of buying a house even if you have a signed contract, although you may face financial consequences such as losing your earnest money. You could also be faced with legal action, but that is much less likely.