The average home inspection cost is usually between $300 to $500, says Realtor.com. That said, the price can vary depending on the size and age of the home and where it’s located. Regardless of the cost and the fact that home inspections aren’t required, homebuyers should always hire a home inspector to do a thorough examination of a house before closing on the sale.

If you don’t have any credit accounts yet, you do not have a credit score. This is because you don’t have a credit report yet. Your credit score is derived from the information contained in your credit report, which details your credit history.

Paying for gap insurance may cost you anywhere between $20 and $40 a month to a flat fee of $500 to $700, depending on factors such as how long you need the insurance, the value of your vehicle, and your age and driving history. Where you purchase your policy will also influence the cost of gap insurance.

Taking out a home equity loan on your rental property can be a great way to leverage your investments, but it’s not without some risks. In addition, it may be harder to qualify for a home equity loan on an investment property because these loans are also riskier for the lender.

How much renters insurance you need primarily depends on what it would cost to repair or replace your personal property if it was stolen, damaged, or destroyed in a covered event. Your personal property coverage will include items such as furniture, clothing, and electronics. If you have a lot of newer and more expensive personal belongings, you may need higher coverage limits than someone with less pricey personal property. You may also need additional insurance coverage if a standard renters insurance policy doesn’t cover the loss of all your items.

“JPMCB card services” is short for JPMorgan Chase Bank. It might appear on your credit reports for several reasons, such as if you’ve authorized a hard credit inquiry when applying for a new credit card or if you already have a Chase credit card. It could also show up on your credit reports as a result of fraudulent use of your personal and financial information.

If you think you only misplaced your credit card, you might want to just temporarily lock your credit card account while you retrace your steps. If you suspect it’s stolen, however, you should call the credit card company and cancel the lost card immediately to minimize any fraudulent charges. Fortunately, you’re rarely liable for any charges made on a lost or stolen card and it won’t affect your credit report.

If you’re a recipient of private student loans or federal student loans, you may be eligible for certain tax deductions or other tax breaks on your federal income tax return. Some tax credits can be taken advantage of while a student is still in school or after graduation. Some tax breaks include the student loan interest deduction, the American opportunity tax credit, and the lifetime learning credit.

The statute of limitations on medical bills is typically between three and six years. However, this timeframe varies by state and can be as long as 10 years in some states. Knowing your state law regarding the statute of limitations for medical debts is important if a debt collector is trying to sue you. If the statute of limitations has run out, you have a good chance of getting the lawsuit dismissed.

When you apply for a credit card, financial institutions will most likely pull your credit report from at least one of the three major credit bureaus — TransUnion, Equifax, or Experian. But the fact is, it’s tough to predict which credit card issuers will use TransUnion data over another credit bureau. Either way, it’s important for you to be aware of the data in all of your credit reports and how that information impacts your ability to obtain credit.