Depending on how much debt you have overall, you may not need to pay off your credit card debt before applying for a mortgage. That said, it could be a smart move. High credit card debt can hurt your credit score and negatively affect your debt-to-income (DTI) ratio, which can make it harder to qualify for a mortgage. Or even if you are approved, you may not be able to get the lowest interest rate possible, which can save you thousands over the life of the loan.

JetBlue Mosaic elite status is about to get even better for travelers, thanks to an overhaul of its loyalty program, the new TrueBlue, which launches in the spring of 2023. Now even travelers that haven’t reached one of the Mosaic status levels can start to earn perks on flights as they move their way up to earn Mosaic status.

Venmo is a safe, peer-to-peer (P2P) mobile money transfer app meant to send and receive money usually between family and friends, but it has business applications as well. It’s as safe as other mobile apps, you just want to make sure to only send money to Venmo users you know or trusted merchants.

If you live in a major disaster area, you’ve sustained damage to your home or business, and it’s a federally declared disaster area, you may qualify for disaster tax relief. This can help individuals and businesses recover financially from natural disasters. In addition, disaster survivors may get further tax relief from extended filing and payment deadlines for their tax returns.

If you want to become a doctor of veterinary medicine (DVM), be aware that veterinary school doesn’t come cheap. So naturally, you might be wondering how to pay for vet school without ending up with an enormous amount of student loan debt. While most veterinary students take on some federal and/or private student loans, there are other options to minimize that debt such as savings plans, grants, scholarships, and other forms of financial aid. Students may utilize loan repayment or forgiveness programs as well.

For most employees, direct deposit will hit their accounts on payday and will allow employees to access those funds by 9 a.m. that day. However, some financial institutions even allow users to access their direct deposits a couple of days early.

If you have long overdue unpaid debt, credit card companies can (and possibly will) sue you. You could also be sued by a third-party debt collector. However, if a credit card company sues you, it’s most likely a last resort. Trying to work out an arrangement with your creditors before you have to face a debt collection lawsuit is the best solution to salvage your credit report and avoid bigger problems such as wage garnishment or bank account levies.

Are you living in California and struggling with high-interest debt? This article explores multiple debt relief options, including credit counseling, debt consolidation loans, debt settlement, and bankruptcy, and offers advice for DIY debt relief.

How much a debt settlement lawyer costs will vary depending on where you live, how much you owe, the type of debt (or debts) you have, and the overall complexity of the case. Attorney fees are also dependent on whether you’re charged an hourly fee, a flat fee, or a percentage of your debt.

A joint life insurance policy is a type of permanent life insurance that covers two individuals, who may or may not be married, under a single life insurance policy. This is usually a less expensive option than purchasing two separate policies. You can buy either a first-to-die policy, where the surviving spouse receives the death benefit, or a second-to-die policy, where the death benefit is paid out to the policyholders’ beneficiaries. There are advantages and disadvantages to each type of joint life insurance policy.