The federal government provides numerous tax breaks to victims of natural disasters. Have you been the victim of a federally-declared disaster? If so, this article will explain what tax relief options are available to you and how to apply for them.

Past banking mistakes could be preventing your access to a traditional checking account. If so, you have options. A second chance bank account can do two things for you. It can give you the standard banking features you need, and it can allow you to repair your banking history. This article will tell you about these accounts, why you might need them, and how to find one that’s right for you.

You have to take care of a lot of things when starting a nonprofit organization. This article will guide you through one of them: setting up your nonprofit’s checking account. This post covers what you need to know from issues you must keep in mind to banks you should consider.

If you have outstanding debts, you may worry that a debt collector could take your tax refund. Depending on the debt and to whom you owe it, you could have good cause to worry. This article will tell you when and how your tax refund might get taken to cover your debts. It will also tell you some ways to avoid this and direct you to helpful resources.

If you find yourself already staring at a mountain of credit card debt, you need a plan of attack to stop the bleeding. Without one, credit card balances will continue to accrue interest and cost you hundreds or even thousands of dollars in interest. Consider that a $10,000 balance with an APR of 16 percent paid off over a period of two years costs around $1,750 due to compounding interest (you’re paying interest on interest, which is calculated at the end of each payment period). The same balance at a 20 percent APR costs around $2,215. And if you’re only able to do is make the minimum payment on your credit cards, you may eventually find yourself drowning in debt that could hurt not only your credit score but also your overall quality of life.

Are you going to be seeking a loan or new credit in the foreseeable future, or do you need to raise a mediocre credit score? This article explains how credit scores are calculated and gives 10 straightforward tips for boosting your credit score by 100 points. It also includes a convenient FAQ section about improving credit scores and how quickly this goal can be achieved.

Are you considering declaring bankruptcy? In certain circumstances, bankruptcy can be a useful tool to wipe your slate clean. But it also comes with serious consequences. Before you declare bankruptcy, consider that there may be a better way forward. Read on to learn how you can avoid bankruptcy.

The use of credit cards is a customary way of borrowing and spending money for most Americans. Although they get a bad rap, paying with credit cards has numerous benefits when done properly.