Ossiana Tepfenhart
articles from Ossiana
73 posts
How To Rent a Home With Bad Credit Score?
Published 06/09/2022 by Ossiana Tepfenhart
The best way to rent a home with bad credit is to show your future landlord that you have enough financial stability to rent your apartment. This can mean showing your past rent history, getting references from previous landlords, and offering a higher security deposit.
Why are Cuban Cigars Illegal?
Published 06/08/2022 by Ossiana Tepfenhart
Cuban cigars are illegal because of a trade embargo enacted by President John F. Kennedy in 1962. While some may argue that the reason for the embargo no longer makes much political sense, the embargo remains intact. As a result, it is still illegal to buy and sell Cuban tobacco products (and most products in general) in America.
How To File for Bankruptcy and Keep Your Car
Published 06/02/2022 by Ossiana Tepfenhart
When you file for bankruptcy, what happens to your car will depend on several factors. These include bankruptcy exemptions in your area, the type of bankruptcy you file, if you owe money on your car, and how much money you owe. In many cases, you will be able to keep your car as long as you make payments on it.
Six Interesting Ways To Make Money With Your Car
Published 06/01/2022 by Ossiana Tepfenhart
How to Get Approved for an Apartment
Published 05/19/2022 by Ossiana Tepfenhart
Before a landlord approves you for an apartment, they’ll need to see a reasonable credit score, proof of income, and a clean background check. Depending on the property manager, you may also need to provide references from your employer or former landlords.
Lost or Stolen Wallet? 6 Things You Need To Do Immediately
Published 05/18/2022 by Ossiana Tepfenhart
If you confirm that your wallet is indeed stolen or lost, first lock your debit and credit cards. You should then contact any institution with a card in your wallet, including your credit card issuers, car and health insurance companies, and all three credit bureaus. If you know your wallet was stolen, file a police report immediately.
What Are Zero-Lot-Line Homes?
Published 05/11/2022 by Ossiana Tepfenhart
Zero-lot-line properties are homes that use all the space in a lot, typically bringing the home very close to the boundary line. If you live in a crowded area, zero-lot line homes can be a good way to maximize the amount of space you can use.
1099 vs W2 vs W9: Key Differences
Published 04/16/2022 by Ossiana Tepfenhart
W2 employees are protected by labor laws and workers’ compensation insurance. They can have their taxes withheld by employers and obtain employee benefits. 1099 and W9 workers are independent contractors and lack these protections and benefits.
W2 vs. W4 vs. W9: Important Differences
Published 04/15/2022 by Ossiana Tepfenhart
Employees fill out W-4 and W-9 forms, while employers provide W2s. The W-4 form shows how many withholding allowances you claim, plus your tax information. W-9 forms give employers information about workers who are independent contractors. At the end of the year, W-4 employees receive a W-2 form from employers showing how many dollars in taxes were withheld.
Tax Topic 152 Refund Information: Is It Good Or Bad?
Published 04/11/2022 by Ossiana Tepfenhart
Tax Topic 152 is an alert that tells you that your tax refund might be delayed as a result of several common reasons. These may include submitting your return late, filing an amended return, or claiming Earned Income Tax Credit. It’s nothing to worry about and does not require you to pursue any additional steps.