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Investing In Apartments: Pros and Cons (2024)

Published 06/12/2024 by SuperMoney Team

Investing in real estate can be a lucrative venture, but not all properties offer the same potential for long-term gains. As with any investment, there are pros and cons to consider. In their book, “The Investor’s Dilemma Decoded: Recognize Misinformation, Filter the Noise, and Reach Your Goals,” Dr. Roger D. Silk and Katherine A. Silk delve into the complexities of real estate investment, highlighting why residential apartments stand out as a robust choice for passive portfolios.

Deflationary cryptocurrencies are the cornerstone of crypto trading. It would not be a stretch to say that crypto’s main goal is to make this innovative concept available to the masses. And we can see the results of its implementation in today’s complex financial landscape.

The United States Sentencing Commission claims that instances of money laundering have decreased 12% since FY 2018. However, the United Nations Office on Drugs and Crime paints a different picture. 

Payfacs: A Guide to Payment Facilitation

Published 06/04/2024 by SuperMoney Team

Trying to keep up with the ever-shape-shifting world of digital payments? You’re not alone – emerging technologies are bursting on the scene seemingly daily; still, only the best of the best hold firm. One solution proving its worth is Payfac, with Payment Facilitators (Payfacs) charging (pun intended) forth as key players. According to a recent study, Payfacs currently derive nearly 70% of their income from payment processing; moreover, a majority of the firms in this category anticipate a rise in their revenue share in the coming year, largely driven by the incorporation of value-added services, such as digital wallets, installment payments, and invoicing. In this comprehensive guide, we delve into all things Payfacs, outlining their role, benefits, challenges, and future prospects.

The CFPB’s recent interpretive rule now categorizes Buy Now, Pay Later (BNPL) lenders as credit card providers, ensuring they offer the same consumer protections. This includes the right to dispute charges and obtain refunds. The move aims to align BNPL services with traditional credit card protections, offering consumers a consistent and secure credit experience.

How To Refinance a Car Loan With a Different Bank

Published 05/22/2024 by SuperMoney Team

Refinancing a car loan with a different bank can offer significant benefits, including lower monthly payments, faster debt payoff, and access to better terms. Understanding the process and weighing your options carefully is crucial to making the most informed decision for your financial situation.

Do You Need a Down Payment to Refinance a Car?

Published 05/21/2024 by SuperMoney Team

When refinancing a car loan, a down payment is typically not required, but there are situations where it might be necessary. This article explores the scenarios in which a down payment may be needed, such as lacking equity in the vehicle or having a poor credit history, and provides insights into how to navigate these situations.

Upgrade is transitioning to a fee-free ATM network through Allpoint, discontinuing ATM rebates for its Rewards Checking Plus customers starting May 23, 2024. This move aims to enhance accessibility and convenience for customers.

How to Refinance a Car Into Someone Else’s Name

Published 05/20/2024 by SuperMoney Team

Struggling to refinance a car into someone else’s name? While it’s not easy, there are alternative methods to transfer responsibility. Selling the vehicle or refinancing with a cosigner are common options. However, if your goal is to save money, consider refinancing by yourself, downsizing your car, or requesting a loan modification.

The IRS has issued a warning to taxpayers about potential jail time if they filed fraudulent tax returns. Misleading advice has led many to make false claims for credits such as the Fuel Tax Credit, Sick and Family Leave Credit, and household employment taxes, putting them at risk of being scam victims.

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