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4 Reasons to Start Your Home Improvement Projects Now

Published 07/25/2024 by SuperMoney Team

Are you always putting off that home improvement project? Delaying can be costly. This article explores four reasons to start your home improvement projects now, the benefits of personal loans, and alternative financing options.

loanDepot expands its equityFREEDOM suite with a new home equity loan, enabling homeowners to tap into their record-high home equity without compromising their primary mortgage rates. This new addition provides a strategic financial tool to manage high-interest debt and other major expenses.

SuperMoney Appoints Eric King as Chief Revenue Officer

Published 07/10/2024 by SuperMoney Team

SuperMoney, a trailblazer in financial technology, announces the appointment of Eric King as Chief Revenue Officer (CRO). Eric brings over 20 years of transformative leadership in fintech and software entrepreneurship, propelling startups to successful exits and pioneering innovative solutions across the financial landscape.

Kings Credit Services (KCS) is a debt collection agency that buys debt from various creditors or collects on behalf of others. This article explains their impact on your credit score, how to handle their calls, and strategies to remove them from your credit report.

Hosting a summer BBQ doesn’t have to drain your wallet. With a bit of planning, creativity, and smart shopping, you can throw a fantastic, memorable event without overspending. From budget-friendly menu ideas to fun activities and smart decor tips, this guide covers everything you need to know to host a great BBQ on a budget.

Investing In Apartments: Pros and Cons (2024)

Published 06/12/2024 by SuperMoney Team

Investing in real estate can be a lucrative venture, but not all properties offer the same potential for long-term gains. As with any investment, there are pros and cons to consider. In their book, “The Investor’s Dilemma Decoded: Recognize Misinformation, Filter the Noise, and Reach Your Goals,” Dr. Roger D. Silk and Katherine A. Silk delve into the complexities of real estate investment, highlighting why residential apartments stand out as a robust choice for passive portfolios.

Deflationary cryptocurrencies are the cornerstone of crypto trading. It would not be a stretch to say that crypto’s main goal is to make this innovative concept available to the masses. And we can see the results of its implementation in today’s complex financial landscape.

The United States Sentencing Commission claims that instances of money laundering have decreased 12% since FY 2018. However, the United Nations Office on Drugs and Crime paints a different picture. 

Payfacs: A Guide to Payment Facilitation

Published 06/04/2024 by SuperMoney Team

Trying to keep up with the ever-shape-shifting world of digital payments? You’re not alone – emerging technologies are bursting on the scene seemingly daily; still, only the best of the best hold firm. One solution proving its worth is Payfac, with Payment Facilitators (Payfacs) charging (pun intended) forth as key players. According to a recent study, Payfacs currently derive nearly 70% of their income from payment processing; moreover, a majority of the firms in this category anticipate a rise in their revenue share in the coming year, largely driven by the incorporation of value-added services, such as digital wallets, installment payments, and invoicing. In this comprehensive guide, we delve into all things Payfacs, outlining their role, benefits, challenges, and future prospects.

The CFPB’s recent interpretive rule now categorizes Buy Now, Pay Later (BNPL) lenders as credit card providers, ensuring they offer the same consumer protections. This includes the right to dispute charges and obtain refunds. The move aims to align BNPL services with traditional credit card protections, offering consumers a consistent and secure credit experience.

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