The SAVE plan is gone for good, and if you were on it, your servicer is sending you a notice with a 90-day clock to pick a new repayment plan. Your realistic choices now are the new Repayment Assistance Plan (RAP), the Tiered Standard plan, or Income-Based Repayment. RAP keeps your balance from growing and can lower payments for lower earners, but it stretches forgiveness to 30 years. Don’t let the clock run out, because if you do nothing you could get dumped into a plan that costs you hundreds more a month.

Summer’s winding down and the credit card statements are showing up. More than 1 in 3 travelers who charged last summer’s trip to a card still haven’t paid it off, and the average rate on balances that accrue interest just ticked up to 22.15%. Carry the typical $3,940 trip for a year at that rate and you’ll hand your card issuer about $490 for nothing. Here’s how to kill the balance before holiday spending piles on top of it, and why the famous fall travel discount is smaller than you think.

The best savings strategies don’t rely on discipline. Instead, they side-step willpower and create systems that run without you. Automate a transfer for the morning after payday, grab your full employer 401(k) match (it’s the only guaranteed 100% return you’ll ever see), and build a $1,000 to $1,500 starter cushion before you worry about anything bigger. Start at a number that feels almost silly, like $25 a paycheck, and turn the dial up every time you get a raise.

The IRS is phasing out paper refund checks, and if your return didn’t have valid direct deposit info, your refund can get frozen. More than 830,000 taxpayers already got a CP53E letter telling them to add bank details, with a 30-day window to respond. Ignore it, and you could wait 10 weeks or more for a paper check. The fix is simple: log in to your IRS online account and add your routing and account numbers.

The SuperMoney app launched on Product Hunt on March 3, 2026 and landed the #5 spot on the daily leaderboard. The app was featured in the Product Hunt daily newsletter the following morning. Here’s the story behind the launch, what the app does, and how to try it free.

What should be the happiest time of the year is becoming one of the most stressful. According to the latest data from the American Psychiatric Association, 41% of Americans say they’re more anxious about the 2025 holidays than they were last year — a sharp increase from just 28% in 2024. The reason? The cost of gifts, inflation, and financial uncertainty are making it harder to enjoy the season without worry.

In tax year 2022, U.S. taxpayers failed to pay a projected $696 billion gross in federal income taxes, according to the latest IRS projections released in October 2024.^[3] This reflects economic growth rather than declining compliance. The net gap, after late payments and enforcement, is $606 billion.^[2] New comprehensive estimates are expected in fall 2025.^[0]

In 2026, American taxpayers could experience the biggest refund season in history, thanks to Trump’s newly signed tax reform law. Retroactive breaks, unchanged IRS withholding, and backdated deductions are fueling a refund surge that some analysts say could rival past stimulus checks in economic impact. Actual results may vary depending on eligibility, withholding choices, and IRS implementation.

Western Union is entering the digital asset space with the launch of USDPT, its own U.S. dollar-backed stablecoin, built on the Solana blockchain and issued by the federally chartered Anchorage Digital Bank. The company also announced a new digital asset network that will link crypto wallets to its 400,000+ global retail locations, allowing users to convert digital currencies to local cash worldwide. The stablecoin and network will launch in 2026.

Venmo and Bilt have announced a strategic partnership to integrate housing payments into the Venmo platform, allowing Bilt members to pay rent and mortgage payments while earning rewards. This first-of-its-kind feature is scheduled to launch in early 2026 and aims to simplify and reward the largest monthly expense for millions of Americans.