Anum Yoon is a millennial money expert and the founder of Current on Currency. We had a chance to speak with Anum about the financial challenges associated with being an international student, and learned a few tips on how millennials can make smart money decisions.

Rosemarie Groner is a formerly stressed, overworked, and exhausted mom who writes at The Busy Budgeter about how she reduced her household spending enough to be able to quit her job, stay home with her kids, and even find a way to make up her salary at home. We recently caught up with Rosemarie to hear her advice about starting and sticking to a budget, saving money and reducing expenses, and discovering methods of earning extra income.

Businesses in U.S are owned by women. (Source)

When you first got your credit card, you probably got a credit limit of $500 to $1,000, depending on the type of card and your credit score. At some point, you may decide you want or need more credit. Sometimes, the credit card company will increase your rate without you asking for it. But what if that doesn’t happen and you need more credit? Let’s find out.

Mortgage refinance is a popular strategy among homeowners because it can lower one of their largest expenses: the mortgage interest rate. But refinancing your mortgage can also be a big investment in time and money. Only refinance your mortgage if the savings justify the effort and expense.

Average credit card debt per household.

Hector Xavier Monsegur also known also by the online pseudonym Sabu, is an American computer hacker known for being part of a small, ultra-skilled group of hackers within Anonymous and co-founder of the hacking group LulzSec. The groups claimed responsiblity for cyber attacks against government systems in Tunisia, Algeria, as well as the U.S. Senate, corporations such as Sony Corp, PBS, and Newscorp, as well as security firms like HBGary and Mantech – to name a few.

These are good questions to ask if you are one of the 44 percent of Americans who carry a balance on their credit card every month (source). Lower interest rates can save you significant money over time, especially if you carry a high balance on your card month over month.

On a scale of 1 to 10, how knowledgeable are you about credit cards? Do you know where and when use of credit cards began? Can you explain how credit cards actually work? More importantly, do you know how to use them as financial tools to improve your wealth instead of drain it?

Getting a mortgage may be the biggest purchase most Americans will ever make, but you wouldn’t know that from the time most of us spend shopping for one. According to a recent report by the Consumer Financial Protection Bureau, 47 percent of home buyers don’t compare lenders and 77 percent only apply with a single lender or broker (source). That’s scary. You need to know what types of mortgage loans are available. You need to know which loan types are not good for your situation. This guide explores the common mortgage types and compares them so that you can choose wisely.