Best Places To Retire In California (2024 Guide)

California’s mild weather, awesome healthcare, and wide range of activities make it a great place for retirees looking for an active lifestyle. The state also offers good support to seniors, making it a pretty good spot for those retiring here. California is notoriously expensive, and this should be considered when choosing any place for retirement. That being said, we’ve included some cheaper options along the way, that will let you live your retirement dream in Cali.

San Diego is renowned for its exceptional quality of life, offering a perfect blend of outdoor beauty, cultural richness, and excellent healthcare. Known for its mild climate, stunning beaches, and vibrant communities, San Diego stands out as a premier destination for retirees who seek a dynamic yet relaxed lifestyle. The city’s commitment to healthcare innovation and its array of recreational activities contribute to its high ranking as a desirable place to live for retirees.

Santa Barbara is celebrated for its stunning natural beauty, Mediterranean climate, and high quality of life. It’s known for its picturesque coastline, upscale living, and cultural richness, making it a favored destination for retirees who seek luxury and tranquility. The city’s focus on healthcare, safety, and a plethora of recreational and cultural activities further cements its status as a desirable place for retirees.

Palm Springs is renowned for its sunny weather, luxurious lifestyle, and vibrant cultural scene, making it a popular destination for retirees. Known for its mid-century modern architecture, numerous golf courses, and therapeutic hot springs, Palm Springs offers a unique blend of relaxation and recreational activities. The city’s commitment to healthcare and its array of senior living options further enhance its appeal as a top choice for retirees seeking a serene yet active lifestyle.

Paso Robles is celebrated for its charming wine country, warm community atmosphere, and beautiful natural surroundings. Known for its vineyards, hot springs, and cultural events, Paso Robles offers a unique blend of relaxation, gourmet experiences, and outdoor activities. The city’s focus on healthcare, safety, and a variety of living options further enhances its appeal as a top choice for retirees seeking a peaceful yet engaging lifestyle.

Oxnard is known for its beautiful coastal setting, agricultural abundance, and vibrant multicultural community. Offering a mix of urban and beach lifestyles, Oxnard attracts retirees with its mild climate, access to outdoor activities, and proximity to Los Angeles. The city’s focus on healthcare, safety, and a variety of senior living options further enhances its appeal as a desirable place for retirees seeking a coastal California lifestyle without the high costs associated with other parts of the state.
Oxnard retirement snapshot

California’s property taxes are relatively moderate compared to other states, with Proposition 13 capping the rate at 1% of the home’s assessed value and limiting assessment increases to 2% per year. For retirees, this can mean more predictable and often lower property tax bills, especially if they’ve owned their home for a long time. Additionally, California offers property tax assistance programs for seniors with limited income, potentially reducing the tax burden further.

Yes, California offers several financial assistance programs aimed at helping retirees manage their living expenses. Programs such as the Supplemental Income for the Blind, Aged, and Disabled (SSI/SSP) provide additional financial support. The state also offers property tax postponement options for seniors and disabled citizens, allowing them to defer property tax payments under certain conditions.

California provides comprehensive healthcare services for retirees, including those covered under Medicare and Medi-Cal (California’s Medicaid program). The state has a wide network of hospitals, clinics, and specialized care facilities. Additionally, many communities offer local health programs focusing on senior care, preventive services, and wellness programs to support retirees’ health and well-being.

Yes, California offers the Golden Bear Pass, which provides seniors aged 62 and older with discounted or free admission to state parks. The pass is available for a nominal annual fee and offers access to more than 280 state parks, beaches, and recreational areas. This benefit is particularly appealing for retirees who enjoy outdoor activities and exploring California’s natural beauty.