SuperMoney

Best Credit Cards with No Personal Guarantee | October 2021

Whether you're just starting a business or you've run your company for years, a business credit card can help you cover expenses while offering rewards and perks. However, some may shy away from providing a personal guarantee for their business credit cards.

One of the biggest drawbacks of business credit cards, is that they typically require a personal guarantee. Also called joint and several liability, a personal guarantee requires you to personally pay off your business credit card debt if your company can't. If you don't, it could damage your personal credit history, making it difficult to get credit in the future.

However, most business credit cards, particularly those with generous rewards and perks will require a personal guarantee. The list below includes some of the few cards that don't require it.

ABOUT THE AUTHOR
SuperMoney Logo
SuperMoney
SuperMoney is the most comprehensive financial services comparison site around. We have published hundreds of personal finance articles and provide detailed reviews on thousands of financial products and services. Our unbiased advice and free comparison tools help consumers make smart financial decisions based on hard data, not marketing gimmicks.