SuperMoney

Best Credit Cards with No Personal Guarantee | August 2021

Whether you're just starting a business or you've run your company for years, a business credit card can help you cover expenses while offering rewards and perks. However, some may shy away from providing a personal guarantee for their business credit cards.

One of the biggest drawbacks of business credit cards, is that they typically require a personal guarantee. Also called joint and several liability, a personal guarantee requires you to personally pay off your business credit card debt if your company can't. If you don't, it could damage your personal credit history, making it difficult to get credit in the future.

However, most business credit cards, particularly those with generous rewards and perks will require a personal guarantee. The list below includes some of the few cards that don't require it.