Best No Balance Transfer Fee Credit Cards | January 2021

Finding a balance transfer credit card with a 0% intro APR period is easy — but getting one that won’t charge you a 3% to 5% fee for moving your debt over can be a real challenge. There are a handful of credit cards on the market that offer no balance transfer fee. To help you find the right one for you, we've put together a list of the top ones.

If you are juggling a lot of credit card debt, 0% APR balance transfer credit cards can help you pay down your debt faster. Some of these cards provide almost two full years to pay down your balance interest-free. That said, you will typically pay a balance transfer fee between 3% to 5% when transfering the debt.

The best cards offer the trifecta of balance transfer cards: 0% APR, $0 balance transfer fee, and $0 annual fee. Here’s a rundown of the best balance transfer cards with a $0 balance transfer fee.