BankAmericard Credit Card Review

BankAmericard Credit Card is a credit card issued by Bank of America. If you're wondering whether BankAmericard Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers of 0% for up to 15 months, which is longer than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
• Competitive APRs. BankAmericard Credit Card has a variable purchase APR of up to 25.24%.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Accepts cosigners. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

Is there a BankAmericard Credit Card cash back or rewards program?

No, BankAmericard Credit Card does not offer a rewards program.

What are the BankAmericard Credit Card benefits?

BankAmericard Credit Card provides the following benefits:

• Free Credit Score
• Zero fraud liability
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for BankAmericard Credit Card?

BankAmericard Credit Card has a variable purchase APR that ranges from 15.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 15.24% up to 25.24%. It also has a variable cash advance APR that ranges from 18.24% up to 27.24%.

What are the BankAmericard Credit Card fees?

The following fees apply to BankAmericard Credit Card:

Does BankAmericard Credit Card report your account activity to credit bureaus?

BankAmericard Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for BankAmericard Credit Card

• Visit the BankAmericard Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.