BankAmericard Credit Card
in Personal Credit Cards from Bank of America
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| Annual Fee | $0 |
| Purchase APR (Variable APR) | 15.24% - 25.24% |
| Balance Transfer APR (Variable APR) | 15.24% - 25.24% |
| Credit Score Range | 700 - 850 |
BankAmericard Credit Card Review
BankAmericard Credit Card is a credit card issued by Bank of America.
This card is designed for people with good credit. The minimum credit score to apply is 700. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether BankAmericard Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a BankAmericard Credit Card cash back or rewards program?
No, BankAmericard Credit Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the BankAmericard Credit Card benefits?
BankAmericard Credit Card provides the following benefits:
- Free Credit Score
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for BankAmericard Credit Card?
BankAmericard Credit Card has a variable purchase APR that ranges from 15.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 15.24% up to 25.24%.
It also has a variable cash advance APR that ranges from 18.24% up to 27.24%.
Does BankAmericard Credit Card have an introductory APR offer?
Yes, BankAmericard Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer APR | 15.24% - 25.24% |
| Introductory Rate | 0% |
| Intro APR period (months) | 15 |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | 15.24% - 25.24% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | 18.24% - 27.24% |
| Security Deposit | N/A |
| Introductory Rate | 0% |
| Intro APR period (months) | 15 |
What are the BankAmericard Credit Card fees?
The following fees apply to BankAmericard Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | up to $28 |
| Late Payment Fee | up to $39 |
Does BankAmericard Credit Card have a foreign transaction fee?
BankAmericard Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does BankAmericard Credit Card report your account activity to credit bureaus?
BankAmericard Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for BankAmericard Credit Card
- Visit the Bank of America website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
100 North Tryon Street
#170
Charlotte, NC 28255 - Visit Site
Other Services by Bank of America
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | Up to $28 |
| Minimum Interest Charge | $1.50 |
| Late Fee Amount | Up to $39 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | $10 |
| Cash Advance Fee (%) | 3% |
| Cash Advance Fee Minimum | $10 |
| Foreign Currency Transaction Fee | 3% |
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Purchase APR
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Balance Transfer APR
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Credit Score Range
640 - 850
BankAmericard Travel Rewards Credit Card
Annual Fee
$0
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$95
Purchase APR
17.99% - 24.99%
Balance Transfer APR
17.99% - 24.99%
Credit Score Range
690 - 850
Annual Fee
$75
Purchase APR
17.99% - 25.99%
Balance Transfer APR
17.99% - 25.99%
Credit Score Range
640 - 850
Annual Fee
$59
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$79
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$89
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$75
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
660 - 850
Annual Fee
$0
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
660 - 850
Annual Fee
$90
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$99
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
700 - 850
Annual Fee
$59
Purchase APR
16.99% - 24.99%
Balance Transfer APR
16.99% - 24.99%
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
24.99%
Balance Transfer APR
24.99%
Credit Score Range
300 - 850
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