BankAmericard Credit Card Review

BankAmericard Credit Card is a credit card issued by Bank of America. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

Accepts cosigners. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether BankAmericard Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a BankAmericard Credit Card cash back or rewards program?

No, BankAmericard Credit Card does not offer a rewards program.

BankAmericard Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the BankAmericard Credit Card benefits?

BankAmericard Credit Card provides the following benefits:

• Free Credit Score
• Fraud Liability
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for BankAmericard Credit Card?

BankAmericard Credit Card has a variable purchase APR that ranges from 14.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 24.49%.

It also has a variable cash advance APR that ranges from 17.49% up to 26.49%.

What are the BankAmericard Credit Card fees?

No Annual Fee. BankAmericard Credit Card does not charge an annual fee.

3% Foreign transaction fees. BankAmericard Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to BankAmericard Credit Card:

BankAmericard Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$10
Returned Payment Fee	$27
Late Payment Fee	$38

Does BankAmericard Credit Card report your account activity to credit bureaus?

BankAmericard Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for BankAmericard Credit Card

• Visit the Bank of America website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.