BankAmericard Credit CardUnaffiliated
in Personal Credit Cards from Bank of America
Strongly not recommended
Would you recommend BankAmericard Credit Card to your friends?
Thanks for your vote!
You voted: May or may not recommend
|Community Rating||Strongly not recommended|
|Purchase APR||14.49% - 24.49%|
|Balance Transfer APR||14.49% - 24.49%|
|Credit Score Range||700 - 850|
Who is this credit card designed for?
BankAmericard Credit Card is a credit card issued by Bank of America, which is based in Charlotte, NC.
BankAmericard Credit Card is designed for people with a credit score of 700 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR. Bank of America is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
What are the relevant APRs?
BankAmericard Credit Card has a variable purchase APR that ranges from 14.49% up to 24.49%.
The card has a variable balance transfer APR that ranges from 14.49% up to 24.49%.
It also has a variable cash advance APR that ranges from 17.49% up to 26.49%.
Is an introductory APR offer available?
Yes, BankAmericard Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.
What are the fees?
The following fees apply to BankAmericard Credit Card:
- There is no annual fee.
- A late payment penalty of up to $38.
- BankAmericard Credit Card does not charge a returned payment fee.
- A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.
Is a rewards program offered?
No, BankAmericard Credit Card does not offer a rewards program.
Is a signup bonus offered?
BankAmericard Credit Card doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
BankAmericard Credit Card doesn't offer a cash loyalty bonus.
What additional benefits are offered?
BankAmericard Credit Card provides the following benefits:
- Free Credit Score
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
Does BankAmericard Credit Card report your account activity to credit bureaus?
BankAmericard Credit Card reports your account activity to the following credit reporting agencies:
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Other Services by Bank of America
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Grace Period for Late Payment (Days)||25|
|No Annual Fee|
|Returned Payment Fee||$27|
|Minimum Interest Charge||$1.50|
|Late Fee Amount||$38|
|Balance Transfer Fee %||3%|
|Balance Transfer Fee Minimum||$10|
|Foreign Currency Transaction Fee||3%|
|Credit Score Range||
700 - 850
|Immigration Status Considered||
|Employment Statuses Considered||
|Supported Income Types||
|Free FICO Score|
|Credit Card Benefits||
|Purchase APR (Variable APR)||14.49% - 24.49%|
|Cash Advance APR (Variable APR)||17.49% - 26.49%|
|Balance Computation||average daily balance (including new purchases)|
|Balance Transfer APR (Variable APR)||14.49% - 24.49%|
|Intro APR period (months)||15|
Bank of America Personal Credit Cards
Balance Transfer APR
Credit Score Range
Be the first to rate
Be the first to rate