Best Savings Accounts | July 2022

Savings accounts are federally insured financial products designed to help your money grow. The best savings accounts provide competitive annual percentage yields (APYs) and don't charge fees. Discover which savings accounts offer the best rates and the lowest fees.

Choosing the best savings account to deposit your money is nearly as important as how much you save. The best accounts have a high interest rate, a low minimum deposit requirement, minimal fees, great customer service, and minimal restrictions or penalties on withdrawals and transfers.

We analyzed hundreds of accounts and this is our list of the top savings accounts.

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