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What is a Dental Crown? How Much Does it Cost?

Silas Bamigbola avatar image
Last updated 08/13/2024 by
Silas Bamigbola
Fact checked by
Ante Mazalin

Key takeaways

  • Dental crowns can save severely damaged or decayed teeth, preventing the need for extraction.
  • At the time of writing this article, the cost of a dental crown ranges from $800 to $2,500, with an average price of around $1,300.
  • The material used for the crown significantly influences its cost, with options including porcelain, ceramic, metal, and combinations.
  • Insurance may cover up to 50% of the cost if the crown is deemed medically necessary.
  • Additional costs may include procedures like root canals, x-rays, and temporary crowns, potentially increasing the overall expense.
Dental crowns play a crucial role in modern dentistry, offering a solution for saving severely damaged or decayed teeth. These restorative caps not only improve the appearance and functionality of teeth but also prevent further damage. A common question many people have is, “How much does a crown cost?” Understanding the costs associated with dental crowns is essential for making informed decisions about oral health and financial planning.

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What you should know before buying dental crown

Description

A dental crown is a cap that covers a damaged or decayed tooth, restoring its shape, size, and function. Crowns are custom-made to fit over the remaining part of the tooth, providing strength and protection. They can be made from various materials, including porcelain, ceramic, metal, and combinations of these materials.
Dental crowns are used not only to repair damaged teeth but also to replace missing teeth through dental bridges or implants. They are an essential part of dental restoration, helping maintain oral health and preventing further complications. Understanding behavioral finance can greatly impact your financial decisions, including how you approach dental costs.

Functionality

The primary function of a dental crown is to restore a tooth’s structure, strength, and appearance. This is particularly important for teeth that have been weakened by decay, cracks, or extensive fillings. Crowns also protect the remaining tooth structure from further damage and help maintain proper alignment and bite.
In addition to repairing damaged teeth, crowns are used in various dental procedures, including as part of dental bridges to replace missing teeth and as the visible part of dental implants. Crowns can also improve the appearance of teeth that are discolored, misshapen, or otherwise aesthetically compromised. Exploring the best personal loans can help you manage your expenses efficiently, including dental work.

Factors influencing cost of dental crown

Several factors can influence the cost of a dental crown. One of the most significant factors is the material used to make the crown. Porcelain and ceramic crowns, for example, tend to be more expensive than metal crowns due to their natural appearance and aesthetic appeal. Metal crowns, while durable, may be less expensive but are typically used for molars where they are less visible.
The complexity of the dental work required can also affect the cost. For instance, if additional procedures such as root canals, core buildups, or extensive tooth preparation are necessary, the overall cost will be higher. The geographic location of the dental practice can also play a role, with prices varying significantly between regions and even between different practices within the same area.
Lastly, dental insurance coverage can influence out-of-pocket expenses. Insurance plans often cover a portion of the cost for medically necessary crowns but may not cover crowns considered cosmetic. Patients should check with their insurance providers to understand their coverage and any potential out-of-pocket costs. For more detailed information, refer to our complete personal loans library.

Average costs of dental crown

On average, the cost of a dental crown can range from $800 to $2,500, depending on various factors such as the material used and the complexity of the procedure. Porcelain crowns, known for their natural look, typically cost between $1,000 and $2,500, with an average price of around $1,300. Zirconia crowns, similar to porcelain in appearance but stronger, also fall within this price range.
Metal crowns, which are often used for their durability, especially on molars, usually range from $900 to $2,500, with an average cost of about $1,300. Porcelain-fused-to-metal crowns offer a balance between strength and aesthetics and cost between $800 and $2,400, averaging around $1,100. Temporary crowns, used while waiting for the permanent crown, generally cost between $200 and $700, with an average price of $450.

Breakdown of costs

The initial costs involved in getting a dental crown include the dental exam, x-rays, and any necessary preparatory procedures like a root canal or core buildup. A dental exam typically costs between $50 and $200, while x-rays can range from $25 to $50. More advanced imaging, such as cone-beam CT scans, may cost between $150 and $750. Learn about different borrowed capital types and strategies to make informed decisions on how to finance these costs.

Where you can get the dental crown

Dental crowns can be obtained from various providers, including general dentists, prosthodontists, and dental clinics. Many dental practices offer crown services, and it is advisable to choose a reputable provider with experience in dental restorations. Patients can search for local providers through online directories or seek recommendations from their regular dentist.
In addition to local providers, some online services offer consultations and referrals for dental crowns. These platforms can help patients find qualified dentists in their area and provide information on pricing and available options. It’s essential to research and compare different providers to ensure quality care and reasonable pricing.

Pros and cons of buying dental crown

WEIGH THE RISKS AND BENEFITS
Here is a list of the benefits and drawbacks to consider.
Pros
  • Shields your tooth from further damage
  • Often enables you to keep your tooth
  • Protects your tooth for 5 to 20 years
Cons
  • Eventually needs repair or replacement
  • If not medically necessary, will be an out-of-pocket expense
  • Preparation of tooth may leave it extra sensitive

Financial considerations

Financing options

There are several financing options available for those needing dental crowns. Many dental practices offer payment plans that allow patients to spread the cost over several months. These plans can be an affordable way to manage the expense without paying the full amount upfront. To finance your new purchase, look into the top personal loans on the market.
Additionally, healthcare credit cards specifically designed for medical expenses can be used to finance dental crowns. These cards often come with promotional financing options, such as zero-interest periods, making them a viable option for managing dental costs. Patients should review the terms and conditions carefully to avoid high-interest rates after the promotional period ends. When choosing a financing option, compare a personal loan vs. line of credit to see which fits your needs better.

Insurance and tax implications

Dental insurance can significantly reduce the out-of-pocket cost of a crown if it is deemed medically necessary. Most insurance plans cover around 50% of the cost, but the exact amount can vary based on the insurance provider and the specifics of the policy. Patients should check their policy details and speak with their insurance provider to understand their coverage.
In terms of tax implications, dental expenses, including crowns, may be tax-deductible if they exceed a certain percentage of the taxpayer’s adjusted gross income. Keeping detailed records of all dental expenses throughout the year can help when filing taxes and potentially reduce the overall financial burden. Understanding the requirements for getting approved for a personal loan is crucial for obtaining financing.

Potential additional costs of dental crown

Several additional costs may arise when getting a dental crown. These can include the cost of preparatory procedures such as root canals, which can range from $1,000 to $1,600 depending on the tooth’s position. Other potential costs include diagnostic casts, which average around $140, and protective restorations like temporary fillings, costing about $150.
Unexpected costs can also include adjustments or repairs to the crown if it becomes damaged or doesn’t fit properly. Patients should discuss these potential additional expenses with their dentist during the consultation to better understand the total financial outlay.

Cost-saving tips

Strategies to minimize costs

  • Compare prices from different dental providers to find the most affordable option.
  • Consider getting the crown done at a dental school, where supervised students perform the work at reduced rates.
  • Ask your dentist about payment plans or financing options to spread out the cost.
  • Check if your dental insurance covers a portion of the cost and utilize any available benefits.
  • Maintain good oral hygiene to prevent the need for extensive dental work in the future.

Cheaper alternatives

In some cases, cheaper alternatives to dental crowns may be available. For example, dental fillings or bonding can sometimes be used to repair minor damage to teeth. These options are less expensive and can be suitable for less severe cases. Patients should discuss these alternatives with their dentist to determine the best course of action based on their specific needs and budget.

Long-term considerations

When considering the cost of a dental crown, it’s important to think about the long-term implications. Crowns can last anywhere from 5 to 20 years, depending on the material used and the patient’s oral hygiene habits. Investing in a high-quality crown can provide long-term benefits and reduce the need for additional dental work in the future.
In terms of durability, metal crowns, particularly those made of gold alloys, tend to last the longest. Porcelain and ceramic crowns, while aesthetically pleasing, may not be as durable and could require replacement sooner. Zirconia crowns offer a balance of durability and natural appearance, making them a popular choice for many patients.
Ultimately, the long-term cost-effectiveness of a dental crown should be weighed against the upfront expense. Patients should consider the benefits of preserving their natural teeth and preventing further dental issues, which can lead to higher costs down the line.

Alternatives of dental crown to consider

Cost-effective options

For those looking for more cost-effective options, dental fillings or bonding may be viable alternatives to crowns. These procedures can repair minor damage and are typically less expensive than crowns. Additionally, maintaining good oral hygiene and regular dental check-ups can help prevent the need for extensive dental work.

Suitability

Each patient’s situation is unique, and the suitability of alternatives will depend on the specific dental issue. Crowns are often necessary for severe damage or decay, but for minor issues, less invasive and less expensive options may be appropriate. Consulting with a dentist can help determine the best solution based on individual needs and financial considerations.

Conclusion

In conclusion, the cost of a dental crown can vary widely depending on factors such as the material used, the complexity of the procedure, and geographic location. While the average cost ranges from $800 to $2,500, understanding the specific factors that influence pricing can help patients make informed decisions. Dental insurance and financing options can also help manage the expense. Ultimately, investing in a dental crown can provide long-term benefits by preserving natural teeth and preventing further dental issues.

Frequently asked questions

How long does a dental crown last?

Dental crowns can last between 5 to 20 years, depending on the material used and the patient’s oral hygiene habits.

Does insurance cover the cost of a dental crown?

Most dental insurance plans cover 50% of the cost if the crown is deemed medically necessary. Coverage for cosmetic crowns is typically not included.

What are the additional costs associated with getting a dental crown?

Additional costs can include preparatory procedures like root canals, diagnostic casts, and temporary crowns. It’s important to discuss these potential costs with your dentist.

Are there cheaper alternatives to dental crowns?

Yes, alternatives like dental fillings or bonding can be used for minor repairs and are generally less expensive. Consult with your dentist to determine the best option for your needs.

Can I finance the cost of a dental crown?

Many dental practices offer payment plans, and healthcare credit cards can provide financing options. Review the terms carefully to avoid high-interest rates.

What should I consider when choosing the material for my crown?

Consider the location of the tooth, aesthetic preferences, and budget. Discussing options with your dentist can help determine the best material for your crown.

What is the process of getting a dental crown?

The process typically involves two visits: the first for tooth preparation and impression, and the second for fitting and cementing the permanent crown.

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