The statute of limitations on debt in New Mexico is four years for credit card debt as an open account, and six years for written contracts, measured from your last payment. Whether a signed agreement exists sets the deadline.

The statute of limitations on debt in Idaho is five years for credit card debt as a written contract, and four years for open accounts without a writing, measured from your last payment. How the debt is documented sets the deadline.

The statute of limitations on debt in West Virginia is five years for credit card debt as an open account, and ten years for written contracts, measured from your last payment. Whether a signed agreement exists sets the deadline.

The statute of limitations on debt in Hawaii is six years for nearly every type of debt, including credit cards, measured from your last payment. Hawaii applies one window across debt types.

The statute of limitations on debt in New Hampshire is three years for nearly every type of debt, including credit cards, measured from your last payment. New Hampshire applies one short window across debt types.

The statute of limitations on debt in Maine is six years for nearly every type of debt, including credit cards, measured from your last payment. Maine applies one window across most debt types.

The statute of limitations on debt in Montana is five years for credit card debt as an open account, and eight years for written contracts, measured from your last payment. Whether a signed agreement exists sets the deadline.

The statute of limitations on debt in Rhode Island is ten years for credit card debt and most contracts, measured from your last payment. Rhode Island has one of the longest windows in the country.

The statute of limitations on debt in South Dakota is six years for nearly every type of debt, including credit cards, measured from your last payment. South Dakota applies one window across debt types.

The statute of limitations on debt in Delaware is three years for credit card debt and most contracts, measured from your last payment. Delaware has one of the shorter windows, and it reaches beyond its own residents.