Andrew Latham
Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.
articles from Andrew
237 posts
Is It a Good Idea to Pay For a Vacation with a Personal Loan?
Published 06/19/2024 by Andrew Latham
Financing a vacation with a personal loan can be a good option if approached responsibly. This article explores when a vacation loan makes sense, the benefits it offers, steps to secure one, and alternative funding methods. We also share 5 travel hacks that will help you maximize your vacation budget.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2024/06/vacationloans-1024x585.jpg)
Best (and Worst) Home Improvements by ROI in 2024
Published 06/11/2024 by Andrew Latham
While most home improvement projects don’t pay off, there are some exceptions that can significantly boost your home’s resale value. These are the top 10 projects with the best return on investment (ROI) based on recent studies. Discover which renovations are worth your time and money.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2024/06/top-home-improvements-by-ROI-1024x585.jpeg)
Can Money Buy Happiness? Yes, But Only For 80% Of People
Published 05/30/2024 by Andrew Latham
Money can buy happiness, but the impact depends on how happy you are to begin with. Recent research reveals that higher income boosts happiness for about 8 out of 10 people who are already relatively happy. For the least happy 20%, additional income beyond $100,000 doesn’t significantly increase happiness. While income does play a role, other factors like relationships, health, and personal fulfillment have a more substantial impact on overall well-being.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2024/05/can-money-buy-happiness.jpg)
Spring Thaw: Warming Trends in the Housing Market Offer New Hope for Buyers
Published 04/04/2024 by Andrew Latham
The housing market is finally showing signs of revival as more houses are built and more homeowners decide to sell their homes despite the mortgage rate lock-in effect. With existing home sales and inventory both on the rise, the future looks promising for both buyers and sellers, though experts predict it will be a gradual recovery.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2024/04/spring-thaw-housing-market-warms.jpeg)
The IRS Adjusted Tax Brackets For Inflation: Find Out How Much You Will Save
Published 01/26/2024 by Andrew Latham
You have probably heard that the IRS adjusted tax brackets for 2023 and 2024 for inflation. But have you wondered what that means for your bottom line? Find out why the IRS does this and how much you could save. This article explains the concept of inflation adjustment in tax brackets, presents comparative tables for 2022, 2023, and 2024, and outlines the estimated maximum savings for taxpayers in each bracket.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2024/01/tax-brackets-inflation.jpeg)
Reverse Mortgage Fees: 5 Fees to Look Out For (With Estimates)
Published 10/02/2023 by Andrew Latham
Reverse mortgages offer a unique financial solution for seniors, unlocking home equity without a sale. However, understanding the encompassing fees, both initial and ongoing, is crucial. This article elaborates on the actual costs, contrasting reverse mortgages with traditional ones, and provides tips for prospective borrowers to shop wisely.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2013/04/blog-reverse-mortgage-getty_092b7bd30eade702f0868c1d6e9b3b6e_3x2_jpg_600x400_q853.jpg)
Barclays Increases Interest Rates For Its Savings Account To 4.35% APY (July 2023)
Published 07/26/2023 by Andrew Latham
Barclays has increased the maximum APY for its US Online Savings account to 4.35% APY (from 4.15%).
Barclays Increases Interest Rates For Its Savings Account To 4.15% APY (June 2023)
Published 06/16/2023 by Andrew Latham
Barclays has increased the maximum APY for its US Online Savings account to 4.15% APY.
Inflation is Dropping, But Core Sticky Inflation Remains Stubbornly High: What It Means for You
Published 04/13/2023 by Andrew Latham
Despite overall inflation rates dropping, core sticky inflation remains high, impacting essential items like housing, healthcare, and education. This discrepancy creates confusion for consumers, uneven economic impact, and monetary policy challenges, emphasizing the complexities of managing inflation.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2023/02/economic-recession.jpg)
Unlock Your Financial Superpowers: Celebrate Financial Literacy Month this April!
Published 04/06/2023 by Andrew Latham
April is Financial Literacy Month, which emphasizes the importance of personal finance in the current economic landscape. Inflationary pressures have made it critical for Americans to be intentional about their spending and saving habits. A standalone personal finance course in high school equips students with the skills to navigate the complexities of modern financial life, and policymakers, parents, and educators must prioritize personal finance education. Monitoring the financial services industry is equally vital.
![](https://cdn-blog.supermoney.com/wp-content/uploads/2018/10/socially-responsible-investing-1024x749.jpg)