It’s a widely held belief that our personal credit ratings are an extension of who we are. Having excellent credit not only empowers us to command better financing terms so that we can buy more house or car for our money, it also makes us more attractive as job candidates. Of course, not everyone has excellent credit. If this is true in your case, we have some good news for you; it’s okay! Your credit profile is always a work in progress and having bad credit today in no way means that you can’t immediately begin planting the seeds for excellent credit tomorrow. Begin super-powering your credit profile today by using the tools available on our site. If you don’t have a recent copy of your credit report, you can order one today for free!