Is SuperMoney Legit?
Last updated 02/13/2026 by
Andrew LathamEdited by
Sammi TonerSummary:
SuperMoney is a legitimate financial technology company founded in 2013, with millions of registered members. Our platform includes an AI-powered financial assistant app, a marketplace spanning 50+ financial product categories, and thousands of free educational resources. However, we’re aware that scam artists have been using the SuperMoney name to deceive people. If someone contacted you unsolicited claiming to be from SuperMoney, that person is almost certainly a scammer. SuperMoney will never cold-call, text, or email you to offer financial products unless you’ve already taken action directly on SuperMoney.com or through the SuperMoney app.
Were You Contacted by Someone Claiming to Be SuperMoney?
We know this is stressful, and we want to help you protect yourself.
Scammers have been impersonating SuperMoney to trick people into sharing personal and financial information. This is not us. SuperMoney is a financial technology platform, not a lender or financial institution. We do not make outbound calls, texts, or emails offering financial products to people who haven’t already engaged with us through our website or app.
If you received an unsolicited call, text, email, or message from someone claiming to represent SuperMoney, here’s what to do:
- Do not share any personal information. Don’t provide bank account numbers, your address, phone number, credit card details, Social Security number, or any other sensitive data over the phone, email, or text. Don’t click any links they send you.
- Block the scammer on your phone and flag their email address so they can’t continue to contact you.
- Read our guide on how to avoid becoming a scam victim.
If you’re unsure whether a communication is really from SuperMoney, you can always verify by reaching out to us directly at through our help center at help.supermoney.com.
Who Is SuperMoney?
SuperMoney is a financial technology company on a mission to help relieve financial stress. Since 2013, SuperMoney has grown from a comparison site into a comprehensive personal finance platform with three core pillars:
The SuperMoney App is an AI-powered financial assistant that connects to your credit report data and bank accounts to help you manage your money and automate everyday financial decisions. Think of it as a personal finance co-pilot that works proactively on your behalf.
The SuperMoney Marketplace spans more than 50 consumer finance categories, from personal loans, credit cards, and checking and savings accounts to home equity loans, mortgage, debt consolidation, and much more. Users can compare products side by side, read community-based reviews and ratings from real users, and get pre-qualified offers from leading providers without affecting their credit score.
Free Financial Education including tens of thousands of independently authored, easy-to-understand articles covering virtually every aspect of consumer finance, all available to anyone at no cost.
It’s important to understand that SuperMoney is not a lender, bank, or financial institution. We do not make loans, hold deposits, or directly offer, sell, or underwrite any financial products. Instead, we help you research leading financial companies, get pre-qualified offers based on information you submit, and compare terms before applying. You’re always in control of which offers you pursue and which providers you choose to work with.
Is SuperMoney.com Safe?
Yes. SuperMoney employs industry-standard security controls, including cryptography, to protect your personal information during transmission and in storage. All user data is stored and processed on secure servers located in the United States, protected by physical, electronic, and procedural safeguards in compliance with applicable federal and state law.
SOC 2 Type II Certified
In 2022, the American Institute of Certified Public Accountants completed a rigorous independent audit of SuperMoney’s systems, organization, and controls. As a result, SuperMoney earned SOC 2 Type II certification, one of the leading global benchmarks for data security compliance. SuperMoney partners with cybersecurity compliance firm Vanta to monitor its data security controls on a real-time basis.
“SuperMoney’s superior data security goes hand-in-hand with our ability to provide trusted and superior solutions to our financial institution and channel partners, as well as to our end users. With SOC 2 Type II certification, both our business clients and the consumers who engage with us can trust that their sensitive data is being secured according to industry-leading standards and practices.” — Miron Lulic, SuperMoney Founder & CEO
A Note on Online Security
No method of data transmission over the internet is 100% secure. You can help protect yourself by not sharing personal information with anyone you don’t trust, choosing strong passwords that avoid personal details like your birth date or address, and contacting us immediately at support.supermoney.com if you notice anything suspicious.
Frequently Asked Questions
Does checking loan offers on SuperMoney affect my credit score?
No. Checking loan offers on SuperMoney’s loan offer engine involves a soft credit pull that does NOT affect your credit score. You may receive adverse action letters from lenders, but these are required by law and do not indicate that a hard inquiry occurred. If you decide to accept an offer and move forward with a lender, they will typically perform a hard credit pull at that point.
How can I contact SuperMoney?
SuperMoney is a free online service that offers support through our help center at help.supermoney.com. We’re happy to answer any questions you have.
How do I know if a communication from SuperMoney is real?
SuperMoney will only contact you in response to an action you’ve already taken, such as submitting an application on our website, using the SuperMoney app, or reaching out to our support team. We will never cold-call you to offer financial products. If you’re ever in doubt, contact us directly through the channels listed above before sharing any personal information.
Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.
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