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How to remove Kenneth, Eisen and Associates, Ltd. from your credit report

Last updated 06/29/2024 by

Silas Bamigbola

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Kenneth Eisen & Associates is a debt collection agency that may appear on your credit report, impacting your credit score. This article provides detailed information about their practices, how they affect your credit, and the steps you can take to handle their collection attempts. Learn how to remove them from your credit report, understand your rights, and explore various strategies for dealing with debt collectors effectively.
Kenneth Eisen & Associates is a name you might come across on your credit report if you have outstanding debts. As a debt collection agency, they work to recover funds on behalf of various creditors. Unfortunately, their presence on your credit report can significantly impact your credit score and your ability to secure loans or other financial products. This article delves into the specifics of who Kenneth Eisen & Associates are, how they operate, and what steps you can take to manage and possibly remove their collections from your credit report.

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Who is Kenneth Eisen & Associates?

Kenneth Eisen & Associates is a debt collection agency that specializes in purchasing and collecting delinquent debts. They may buy these debts from original creditors, such as credit card companies or loan providers, often for a fraction of the original amount owed. In other instances, they are hired by creditors to collect on debts that remain unpaid. This can involve persistent attempts to contact debtors through phone calls and letters.

What Kenneth Eisen & Associates do

As a debt collector, Kenneth Eisen & Associates is responsible for attempting to recover unpaid debts. They typically do this through phone calls, letters, and potentially even legal action. Their goal is to get debtors to pay the amount owed, and they may offer settlement options or payment plans.

Pro Tip

Regularly monitor your credit report to identify any erroneous or fraudulent accounts. Disputing inaccuracies promptly can prevent unnecessary damage to your credit score.

Steps to dispute an incorrect collection

  • Request a copy of your credit report from the major credit bureaus.
  • Identify any inaccuracies or errors related to Kenneth Eisen & Associates.
  • Submit a dispute with the credit bureau, providing evidence of the inaccuracies.
  • Follow up to ensure the incorrect information is corrected or removed.

Pro Tip

Keep detailed records of all communications with credit bureaus and Kenneth Eisen & Associates during the dispute process. This documentation can be crucial if further action is needed.

Steps to exercise your rights

  • Request debt validation: Ask Kenneth Eisen & Associates to provide proof that the debt is yours and that they have the right to collect it.
  • Dispute inaccuracies: If you find errors on your credit report, submit a dispute with the credit bureaus.
  • Cease communication: You can request in writing that Kenneth Eisen & Associates stop contacting you, except to inform you of specific actions.

Request all correspondence in writing

When dealing with Kenneth Eisen & Associates, it’s crucial to ensure a documented record of all communications. Requesting that all correspondence be conducted in writing provides you with tangible evidence of interactions, which can be invaluable if disputes arise. This also helps to avoid misunderstandings and keeps a clear record of all agreements or settlements.
To contact Kenneth Eisen & Associates and request written correspondence, use the following information:
Kenneth Eisen & Associates contact informationAddress: 11811 N. Tatum Blvd., Suite P-145, Phoenix, AZ 85028
Mailing Address: P.O. Box 7370, Phoenix, AZ 85011
Phone: +1 (602) 264-9844, Toll-Free: +1 (800) 814-6363

How to file a complaint against Kenneth Eisen & Associates

If you believe that Kenneth Eisen & Associates has violated your rights under the Fair Debt Collection Practices Act (FDCPA) or engaged in any unfair practices, you have the option to file a complaint. Here’s how you can do it:
  • Federal Trade Commission (FTC): You can file a complaint online through the FTC’s Complaint Assistant at FTC Complaint Assistant.
  • Consumer Financial Protection Bureau (CFPB): Submit your complaint online at CFPB Complaint or call 1-855-411-2372.
  • Better Business Bureau (BBB): File a complaint with the BBB to report unfair practices. Visit for more details.
Ensure you provide detailed information and any evidence of the misconduct when filing a complaint. This can include copies of letters, emails, or a log of phone calls.

Understanding your debt collection rights

Knowing your rights when dealing with debt collectors like Kenneth Eisen & Associates is essential. The FDCPA protects consumers from abusive collection practices and gives you the right to dispute any debt. Learn more about these protections and how they can help you manage debt collectors effectively.

Steps to verify the debt

Before making any payments or agreements, it’s crucial to verify the debt. Request a debt validation letter from Kenneth Eisen & Associates, which should include details about the original creditor, the amount owed, and evidence that they have the right to collect the debt. This can help ensure that you are not paying for a debt that is not yours or has already been paid.

Negotiating a settlement

Negotiating a settlement with Kenneth Eisen & Associates can be a viable option to resolve your debt. Understand the pros and cons of settling, how it impacts your credit report, and tips for negotiating effectively. Always get the settlement agreement in writing to protect yourself from future claims.


Dealing with debt collectors like Kenneth Eisen & Associates can be stressful, but understanding your rights and the options available to you can make the process more manageable. Regularly monitor your credit report, dispute inaccuracies, and seek professional help if necessary. By taking proactive steps, you can protect your credit score and financial well-being.

Frequently asked questions

Does Kenneth Eisen & Associates accept goodwill letters to remove my collection/charge-off?

Kenneth Eisen & Associates typically does not accept goodwill letters to remove collection accounts or charge-offs. Most collection agencies do not agree to remove accurate negative information as a goodwill gesture.

Who does Kenneth Eisen & Associates collect for?

Kenneth Eisen & Associates collects for a variety of creditors, including credit card companies, loan providers, and other financial institutions. These creditors may change over time, and the agency often does not disclose the specific companies they are collecting for.

What is Kenneth Eisen & Associates’ phone number?

You can contact Kenneth Eisen & Associates directly at their official phone number. However, it’s often advisable to speak with a credit repair specialist first to discuss your options and ensure you handle the situation correctly.

Where can I find Kenneth Eisen & Associates’ login?

If you need to log in to Kenneth Eisen & Associates’ online portal, visit their official website. Be cautious and ensure you are on a legitimate site to avoid phishing scams. Consulting with a credit repair company before making any payments or accessing your account can be beneficial.

Key takeaways

  • Kenneth Eisen & Associates is a legitimate debt collection agency that can impact your credit score.
  • You have rights under the FDCPA and FCRA to dispute inaccurate information and request debt validation.
  • Removing a collection account may be possible if the information is inaccurate or unverifiable.
  • Negotiating a settlement or “pay for delete” can be complex and may not always result in the desired outcome.
  • Consulting with a credit repair specialist can provide guidance and help in managing and resolving debt collection issues.

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