POS Financing for Tire & Wheel Packages: Lift Approvals and Average Repair Order (ARO)
Last updated 08/15/2025 by
Ante MazalinEdited by
Andrew LathamSummary:
Tire and wheel packages are high‑ticket purchases that frequently stall at checkout. The SuperMoney POS Financing Program lets shops present instant customer financing for all credit types while you get paid upfront—no fees or paperwork—so you can lift approvals, grow ARO, and upsell premium packages.
Tire shops and general repair facilities drive revenue through wheel/tire packages, seasonal swaps, and performance upgrades. Four‑figure totals (after mounting, balancing, TPMS, and alignment) create sticker shock that leads customers to defer or downsize. POS financing removes that barrier so you can close the sale today and guide customers to higher‑quality tires, bigger wheel diameters, and premium add‑ons.
Increase Your Sales At No Additional Cost
Offer your clients flexible financing. No fees or discount rates.
Tire & Wheel Packages Commonly Cost Four Figures
Tire and wheel pricing varies widely by vehicle, size, and brand, but many common configurations end up in the four‑figure range once you include installation. Source: Tire Rack, Discount Tire, YourMechanic.
- Set of 4 tires (mainstream sizes): roughly $600–$1,200 for quality all‑season options; performance/SUV sizes often higher. Discount Tire.
- Wheel & tire package: commonly $1,500–$3,000+ depending on wheel brand/diameter and tire choice. See examples at Tire Rack.
- Alignment: typically $100–$200 depending on vehicle and adjustments. YourMechanic.
- TPMS sensors (set of 4): about $200–$400 installed, vehicle‑dependent. YourMechanic.
These price bands make a strong case for offering financing at the point of estimate, letting customers choose the package they actually want—without delaying the purchase.
Why Tire Shops Should Offer Customer/Client Financing
- Lift approvals: Turn package quotes into manageable monthly payments.
- Upsell potential: Financing helps customers step up to better treadwear, performance ratings, or larger wheel diameters.
- Get paid upfront: Improve cash flow and eliminate receivables risk.
- Reduce friction: Provider handles underwriting and collections; your team focuses on fitment and service.
How POS Financing Works for Tire & Wheel Packages
- Advisor presents financing with the initial quote (QR code, tablet, or link).
- Customer applies in minutes and receives instant offers.
- Your shop is paid by the financing provider; the customer pays the lender over time.
How Fast Can You Start Offering POS Financing?
With the SuperMoney POS Financing Program, most shops can go live in 24–48 hours. Integration is simple, and staff training is quick—so your team can start converting and upselling immediately.
Why choose SuperMoney POS?
- Loans up to $100,000
- For all types of credit
- No fees or paperwork for your business
- Directly integrated with leading lending partners
- No‑fee point‑of‑sale financing solution for all types of businesses
Turnkey support for tire/wheel retailers, performance shops, and general repair facilities offering seasonal tire packages, plus fitment for trucks, SUVs, performance cars, and EVs.
| Step | Action | Timeframe |
|---|---|---|
| 1 | Sign up for the SuperMoney POS Financing Program | 1–2 days |
| 2 | Complete quick online setup (no paperwork) | Same day |
| 3 | Integrate the application portal (POS, website, QR) | 1–3 days |
| 4 | Train advisors to present financing with every quote | 1–2 days |
| 5 | Launch—start offering instant financing on all packages | Immediately after training |
POS Financing vs In‑House Payment Plans (Tire & Wheel)
| Feature | POS Financing | In‑House Plans |
|---|---|---|
| Upfront Payment | Yes — provider pays your shop | No — you wait for installments |
| Credit Risk | Provider assumes risk | Your shop assumes risk |
| Admin Burden | Low — underwriting & collections handled | High — billing, reminders, collections |
| Close Rate & Upsells | Higher — instant offers enable premium tire and wheel upgrades | Lower — friction reduces approvals and premium take‑rate |
Implementation Tips to Drive Upsells
- Lead with monthly cost: “We can get you into the premium tire/wheel package for as low as $X/month.”
- Bundle strategically: Offer protection plans, TPMS, and alignment as one financed package.
- Normalize the offer: Present financing on every quote, not just when asked.
- Track KPIs: approval rate, take‑rate, ARO lift, % selecting premium tires/wheels.
Ready to boost repair approvals and increase high‑ticket job sales?
With SuperMoney, you can start offering POS financing in days.
➡️ Sign up with SuperMoney today and make premium tire and wheel packages more affordable for your customers.
Explore More POS Financing Insights
- How to Offer POS Financing at Your Auto Repair Shop – Step-by-step guide to setting up a no-fee POS financing program that boosts approvals and cash flow.
- POS Financing vs Traditional Auto Repair Loans – Compare instant, no-paperwork POS financing with conventional auto repair loans to see which fits your customers best.
- POS Financing for Collision & Auto Body Repairs – Learn how to close more high-ticket collision jobs and cover rising ADAS and paint costs with flexible financing.
- POS Financing for Performance Upgrades & Custom Builds – Turn four-figure performance quotes into approved jobs and premium package upsells with POS financing.
- POS Financing for EV Battery Replacement & Electric System Repairs – Keep high-ticket EV work in-house by offering financing for batteries, inverters, and charging systems.
Key Takeaways
- Tire and wheel packages often reach four figures after alignment, TPMS, and install—financing removes the barrier.
- The SuperMoney POS Financing Program enables instant offers up to $100k for all credit types with no fees or paperwork.
- Get paid upfront while customers pay over time; bundle protection plans and alignment for higher ARO.
- Launch in 24–48 hours; present financing on every quote to increase approvals and premium take‑rate.
FAQs
Do customers finance tires and wheels often?
Yes. Packages frequently exceed $1,000, and POS financing helps customers choose better tires and larger wheel sizes without delaying the purchase.
Will financing add extra admin for our team?
No. The provider handles underwriting and collections—your team focuses on fitment and installation.
Is there any cost to the shop?
No. SuperMoney’s program has no fees or added paperwork for your business.
What credit profiles are eligible?
All types of credit are considered through the SuperMoney network, helping maximize approvals.
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