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Accounts Receivable Financing
Accounts Receivable Financing
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Last Updated: 04/18/2025

Funding Circle Invoice Factoring

from Funding Circle

Last Updated: 04/18/2025

Funding Circle Invoice Factoring logo
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Amount Range

Up to $5,000,000

APR (Fee-Based Product)

Starting at 13%(Verified 06/21/2024)
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Minimum Months in Business

6

Minimum Revenue

N/A
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Funding Circle Invoice Factoring Review

Funding Circle Invoice Factoring is offered by Funding Circle, a marketplace lending platform founded in 2010 and based in Denver, CO. Funding Circle are available in 48 states and Washington, DC.

Funding Circle Invoice Factoring FAQ

What APRs does Funding Circle Invoice Factoring offer?

The cost of accounts receivable financing is typically calculated as a percentage of the invoice value, which is charged monthly. Pricing varies widely depending on several factors, such as how long you it takes to repay the invoice advance.
Funding Circle has a factoring rate starting from 1.13%. This is a fee or charge based product with an estimated equivalent APR that ranges from 13%.

How often does Funding Circle Invoice Factoring process payments?

Funding Circle Invoice Factoring receives the payment through the Merchant's weekly invoice receivables, which means Funding Circle Invoice Factoring collect the payment through the merchant's customer invoices.

Does Funding Circle Invoice Factoring charge an origination fee?

Yes, Funding Circle Invoice Factoring charges a origination fee of 5.99% of the total amount advanced . Funding Circle Invoice Factoring deducts the fee directly from your merchant cash advance amount before disbursing merchant cash advance proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

What type of invoice collection structure does Funding Circle Invoice Factoring offers?

Funding Circle collects payment for invoices directly from clients.

What types of invoices does Funding Circle accept?

Funding Circle Invoice Factoring accepts the following invoice type when applying for accounts receivable financing.
  • Business-to-customer invoices (B2C).

What type of invoicing software does Funding Circle Invoice Factoring support?

Funding Circle Invoice Factoring supports the following invoicing software from applicants:

    What trade credit terms does Funding Circle accept?

    Funding Circle accepts the following trade credit term. Trade credit terms are usually expressed as Net D, where D stands for the numbers days after which payment of the invoice is expected.
    • Net 10 days.
    • Net 15 days.
    • Net 30 days.
    • Net 60 days.
    • Net 90 days.

    What is the estimated funding time?

    Funding Circle Invoice Factoring can fund within 1 business day of approval.

    What are the business financing requirements for Funding Circle Invoice Factoring?

    To apply for Funding Circle Invoice Factoring, the borrower needs to provide the following business document:
    • Business certificate
    • Business license
    • Business bank account

    What limitations does Funding Circle Invoice Factoring set on the purpose of the loan?

    Funding Circle Invoice Factoring considers accounts receivable financing applications for business purposes, such as:

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      Funding Circle Invoice Factoring logo

      Message from Funding Circle

      Funding Circle is the world’s largest small business lender specializing in fast & affordable funding solutions. Since 2010, we’ve proudly funded more than $15.2B to borrowers looking to transform big dreams into small businesses in over 700 industries.

      As a leading resource trusted throughout the United States and across the globe, our mission is to empower small businesses with the flexible funding solutions they need to help reach their full potential.

      Our full suite of affordable loan programs offer borrowers a unique and seamless funding experience. With approval in as little as 24 hours, access up to 500K in funds within just a matter of days. Even better, our long term business loans come standard with low once-monthly payments so that you can focus on what really matters: your business.

       

      Contact

      Headquarters

      707 17th St
      Denver, CO 80202
      (855) 385-5356
      Visit Site
      Email Support

      Hours of Operation

      Sunday
      Closed
      Monday
      6:00AM - 5:00PM
      Tuesday
      6:00AM - 5:00PM
      Wednesday
      6:00AM - 5:00PM
      Thursday
      6:00AM - 5:00PM
      Friday
      6:00AM - 5:00PM
      Saturday
      Closed

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      SuperMoney Net Recommendation Score

      Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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      The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

      Funding Circle Invoice Factoring Community Reviews

      Would you recommend Funding Circle Invoice Factoring to your friends?

      ST

      Samuel T.

      Jan 14, 2021

      May or may not recommend

      I had the dream to have a large poultry system. Thanks to Funding Circle who helped make this dream a reality. Unlike other businesses, this company allow customers to borrow the money that best solve their financial crises. So, I was about to apply for a loan enough to set up my poultry business. It took a short period before I was accepted to this business and offered the loan. ...Show More

      Showing 1 of 1 reviews

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