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Last Updated: 04/18/2025

Funding Circle

from Funding Circle

Last Updated: 04/18/2025

Rating not yet determined3 total votes

2 users recommend

1 users are unsure

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Highlights

Minimum Initial Investment

$250,000

Average ARR

Starting at 6.4%

Investor Fees

Funding Circle Review

Funding Circle is a marketplace based in Denver, CO. It was founded in 2010 and offers financing opportunities to investors in 50 states (and Washington, DC).

Funding Circle FAQ

What rate of return can investors expect?

The average rate of return is 6.4%. However, past performance does not guarantee future results.

What is the minimum investment you can make?

You must invest at least $250,000 to open an account with Funding Circle.

What fees does Funding Circle charge?

Fees may vary but you can expect to pay 1% of the amount invested.

What are the income requirements to invest with Funding Circle?

Unlike many real estate platforms, Funding Circle does not require investors to meet income requirements.

In fact, only investors accredited by the U.S. Securities and Exchange Commission qualify. The SEC defines accredited investors as people with a net worth of at least one million dollars without including the value of their primary residence.

U.S. citizens, permanent residents, and non-residents can invest with Funding Circle.

To qualify, applicants may need to provide the following documentation:

Government Issued Photo ID
Proof of Identity
Proof of Income
Recent Bank Statements
Social Security Number

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Funding Circle

Funding Circle is the world’s largest small business lender specializing in fast & affordable funding solutions. Since 2010, we’ve proudly funded more than $15.2B to borrowers looking to transform big dreams into small businesses in over 700 industries.

As a leading resource trusted throughout the United States and across the globe, our mission is to empower small businesses with the flexible funding solutions they need to help reach their full potential.

Our full suite of affordable loan programs offer borrowers a unique and seamless funding experience. With approval in as little as 24 hours, access up to 500K in funds within just a matter of days. Even better, our long term business loans come standard with low once-monthly payments so that you can focus on what really matters: your business.

Contact

Headquarters

707 17th St

Denver, CO 80202

(855) 385-5356

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

6:00AM - 5:00PM

Tuesday

6:00AM - 5:00PM

Wednesday

6:00AM - 5:00PM

Thursday

6:00AM - 5:00PM

Friday

6:00AM - 5:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+67

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Funding Circle Community Reviews

Would you recommend Funding Circle to your friends?

Hayden O.

Jan 11, 2021

May or may not recommend

The Marketplace is great for large scale investors with $250,000 in capital they would like to invest. They offer a unique investment opportunity where you can pick a business to fund or invest in various diversified loan portfolios. Funding Circle focuses on lending to small businesses - the terms are not predatory by any means but they are also not good. The advertised rate is rarely what you will actually get ...Show More

Aaron K.

Jan 7, 2021

May or may not recommend

The $250,000 investment floor makes Funding Circle a marketplace investing tool for serious investors. It is a valid option for those looking to invest internationally and one of the few platforms in the United States that gives access to international small business loan investment. Funding Circle’s focus is on small business lending. They allow you to invest in individual loans or into diversified portfolios via their automated investment tool.

Constance C.

Dec 18, 2020

May or may not recommend

Funding Circle Marketplace Investing is great. They gave me fantastic investment terms and let me pick my terms up to 60 months. The best part is that their average rate of return is 6.4% and is the best opportunity for investment in the market. I would definitely recommend it to all of my friends.

Showing 3 of 3 reviews