Funding Circle

Funding Circle

in Marketplace Investing from Funding Circle Business Loans


Funding Circle


in Marketplace Investing from Funding Circle Business Loans

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Minimum Initial Investment $250,000
Average ARR 6.4%
Investor Fees 1%

Funding Circle Review

Funding Circle is a marketplace based in San Francisco, CA. It was founded in 2010 and offers financing opportunities to investors in 50 states (and Washington, DC).

Funding Circle FAQ

What rate of return can investors expect?

The average rate of return is 6.4%. However, past performance does not guarantee future results.

What is the range of investment terms with Funding Circle?

Funding Circle offers investment terms ranging from 6 to 60 months.

What is the minimum investment you can make?

You must invest at least $250,000 to open an account with Funding Circle.

What fees does Funding Circle charge?

Fees may vary but you can expect to pay 1% of the amount invested.

What are the income requirements to invest with Funding Circle?

Investors need a net worth of $1,000,000 or an annual income of at least $200,000.

In fact, only investors accredited by the U.S. Securities and Exchange Commission qualify. The SEC defines accredited investors as people with a net worth of at least one million dollars without including the value of their primary residence.

To qualify, applicants may need to provide the following documentation:

  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Income
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Other Services by Funding Circle Business Loans


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Investor Fees 1%
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
  • Non-Residents Through Entities Incorporated in the U.S.
Minimum Age 18
Minimum Annual Income $200,000
Net Worth Requirement $1,000,000
Only Available to Accredited Investors  
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
  • Driver License (or other photo ID)
Minimum Initial Investment $250,000
Average ARR 6.4%
Investment Term Range 6 - 60 months
U.S. Investors  

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