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Funding Circle
in Marketplace Investing from Funding Circle
Claimed

Funding Circle

Claimed
in Marketplace Investing from Funding Circle
Net Recommendation Score +67  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +67, equating to 4.3 on a 5 point rating scale.

+67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Minimum Initial Investment $250,000
Average ARR 6.4%
Investor Fees 1%

Funding Circle Review

Funding Circle is a marketplace based in Denver, CO. It was founded in 2010 and offers financing opportunities to investors in 50 states (and Washington, DC).

Funding Circle FAQ

What rate of return can investors expect?

The average rate of return is 6.4%. However, past performance does not guarantee future results.

What is the range of investment terms with Funding Circle?

Funding Circle offers investment terms ranging from 6 to 60 months.

What is the minimum investment you can make?

You must invest at least $250,000 to open an account with Funding Circle.

What fees does Funding Circle charge?

Fees may vary but you can expect to pay 1% of the amount invested.

What are the income requirements to invest with Funding Circle?

Investors need a net worth of $1,000,000 or an annual income of at least $200,000.

In fact, only investors accredited by the U.S. Securities and Exchange Commission qualify. The SEC defines accredited investors as people with a net worth of at least one million dollars without including the value of their primary residence.

U.S. citizens, permanent residents, and non-residents can invest with Funding Circle.

To qualify, applicants may need to provide the following documentation:

  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Income
  • Recent Bank Statements
  • Social Security Number
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Message From Funding Circle

Funding Circle is the world’s largest small business lender specializing in fast & affordable funding solutions. Since 2010, we’ve proudly funded more than $15.2B to borrowers looking to transform big dreams into small businesses in over 700 industries.

As a leading resource trusted throughout the United States and across the globe, our mission is to empower small businesses with the flexible funding solutions they need to help reach their full potential.

Our full suite of affordable loan programs offer borrowers a unique and seamless funding experience. With approval in as little as 24 hours, access up to 500K in funds within just a matter of days. Even better, our long term business loans come standard with low once-monthly payments so that you can focus on what really matters: your business.

 

Contact

Hours of Operation

  • Sunday Closed
  • Monday 6:00am - 5:00pm
  • Tuesday 6:00am - 5:00pm
  • Wednesday 6:00am - 5:00pm
  • Thursday 6:00am - 5:00pm
  • Friday 6:00am - 5:00pm
  • Saturday Closed

Other Services by Funding Circle

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Investor Fees 1%
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
  • Non-Residents Through Entities Incorporated in the U.S.
Minimum Age 18
Minimum Annual Income $200,000
Net Worth Requirement $1,000,000
Only Available to Accredited Investors
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Recent Bank Statements
  • Social Security Number
Minimum Initial Investment $250,000
Investment Choices Marketplace Loans
Average ARR 6.4%
Investment Term Range 6 - 60 months
U.S. Investors

Funding Circle Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +67, equating to 4.3 on a 5 point rating scale.

+67

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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