Angel Oak Home Loans is a full-service lender focused on providing innovative mortgage loan products to our borrowers. Our lending practice was founded upon core principles of providing our clients with a variety of traditional and non-traditional (non-QM) mortgage products that are tailored to meet their individual home financing needs. Angel Oak Home Loans understands our client’s unique mortgage needs and helps guide them through the loan process. Our mortgage lending approach is comprised of two platforms: retail and consumer direct. The retail lending platform allows our licensed mortgage advisors to focus on purchases and refinances in communities operating from local branches throughout the Southeast and California. The consumer direct platform services customers through leads generated online from our digital lending system which integrates consumers directly with our loan products. Both models follow an operational workflow designed with high customer service standards for a quick closing. Built for Speed. Driven by Service. Close Quickly with Angel Oak Home Loans.